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Re: Target Card Upgrades - 2019


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Re: Target Card Upgrades - 2019
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Re: Target Card Upgrades - 2019


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Re: Target Card Upgrades - 2019
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Re: Target Card Upgrades - 2019
The only reason I can think of to decline the upgrade is if the Mastercard shows up as a new account on your credit report. For many, that's a non-concern.
Hopefully, someone who's gone through the upgrade will chime in on the reporting aspect.
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Re: Target Card Upgrades - 2019
I'll be getting my upgrade in August. I started with a $500 CL in November 2016, slowly moving through the ranks, ended up at $2,200 in 12/2018. Got notice last month that they're upgrading me to the MC version and I get an increase to $5,000. I think in the letter it states that it's not a new account, merely an internal PC. Happy to report on this when I get my new card next month.
Business Trade Lines - Chase Ink Cash - $4,000 (original limit $19,600); Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $9,000; FNBO Evergreen Business - $15,000; Elan Business Visa (Alliance CU) - $20,000; Citi Business AAdvantage Platinum Select - $16,000; Marcus GM Business - $2,500; Kabbage LOC - $10,500; Marriott Bonvoy Business - $14,600; Barclays AAdvantage Aviator WE Business - $7,000; IHG Rewards Premier Business - $5,000; Edward Jones Business (Elan) - $2,000; Barclays Wyndham Earner Business - $7,000; US Bank Triple Cash - $10,000; Chase Ink Unlimited - $6,000
Total CLI - $412,000

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Re: Target Card Upgrades - 2019
Upgrade also makes the fraud possibility on the Target MC more possible, since it is a bank rate, it can be used in more places, and without a PIN.
I have never gotten much love from Target. SL in 2010 was $2000, and next increase of $800 cam in 2014.
Moderate use may be my problem, but I have enough bank cards without it, so I don't really care.
If I were applying again, I'd get the debit card, but Target is not a heavy-use place for us.
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Re: Target Card Upgrades - 2019
@Anonymous wrote:Upgrade also makes the fraud possibility on the Target MC more possible, since it is a bank rate, it can be used in more places, and without a PIN.
The Target MC is PIN priority when used at a terminal. So PIN-less transactions should be limited to online transactions.
Another MFF-er mentioned that the MC does not report as a new account. I believe the existing trade line type is updated from “charge” to “credit card”. Right now, the new credit line is already reporting.
The one thing I did notice on the upgrade letter is that the 2% rewards is limited to dining and gas. I believe in previous years travel was also included in the 2% rewards. It’s not a huge deal, just an observation.....
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Re: Target Card Upgrades - 2019
@AverageJoesCredit wrote:
Mind blown🤯 Lucifer and the Devil on same thread! Where's @HeavenOhio when you need him?
"LAUD" Help us
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Re: Target Card Upgrades - 2019
@M_Smart007 wrote:
@AverageJoesCredit wrote:
Mind blown🤯 Lucifer and the Devil on same thread! Where's @HeavenOhio when you need him?"LAUD" Help us
😄 bless your🖤