The tech veritical is currently undergoing a massive haircut eliminating tens of thousands jobs flooding the talent pool. My Amex Platinum was a luxury for business travel and personal at the same time. According to my tech employer last week traveling is no longer required or needed and for that matter expense reduction is in full effect across the board including jobs.
In reassessing my priorities and looking at my current CC line up w/AF - Amex Platinum appears to be the prime candidate to chop considering the generous AF plus there's no more travel unless it's personal. TBH, my personal travel when comparing "Amex Plat vs Venture X" i strongly believe Venture X is a much better value add over Amex Platinum.
- Amex Gold @ $250 AF = justified and makes sense heavy use.
- Amex HH @ $95 AF = justified and makes sense high points plus we do lots of weekend florida getaways.
- Venture X @ $395 = justified and ROI is well balanced love this card and is my premiere travel card for personal.
- Amex Platinum @ $695 = no longer justified with traveling abroad slashed by 90% (from work) and 10% or less for personal. I only really app'd for this card because I was traveling nationally. Without flying what value does this hold? Uber? Disney plus discount?
Interesting times.
Seems like the value no longer fits your spend. I think it's best to not try and over value the credits to justify the AF. I'd let it close, and with your Gold you'll still have plenty of use for MR points.
@wasCB14 - you are correct but I don't use Adobe product or wireless credits. I apperciate your feedback.
@Anonymous indeed no longer fits time to cut it.
Maaaan I've been reciting this script over and over in my mind since 2020 when I went from 2 planes a week to 2 every 90 days @FLLGuy I called them to close and the rep went on about the credits. I wasn't impressed, but did keep the card. Uber is NOWHERE near the same in NC as it is in NJ so it's almost a waste, plus... multiple cars.
We spent years not paying for personal travel, but there are other perks that pop up here and there, which is always pleasant. Really conflicted on this one.
@805orbust wrote:Maaaan I've been reciting this script over and over in my mind since 2020 when I went from 2 planes a week to 2 every 90 days @FLLGuy I called them to close and the rep went on about the credits. I wasn't impressed, but did keep the card. Uber is NOWHERE near the same in NC as it is in NJ so it's almost a waste, plus... multiple cars.
We spent years not paying for personal travel, but there are other perks that pop up here and there, which is always pleasant. Really conflicted on this one.
Heard your Mother Calling ... said to get right home 
Going on I realize the AF on the AX Platinum is chicken feed to the higher rollers but, it would make a nice down on a bet in Vegas...? 
You could stay with @tcbofade and attend Bengels and Chiefs Game tomorrow at 5:30 pm in Kansas (home of Dorothy, Toto & Lion Heart along with the Red Shoes) ...?
Just trying to help! That is what my Mother used to say: "... I was a trying child ..."! 
DYING!!!! 🤣🤣🤣🤣 @Anonymous you aint lying my friend. These are squarely in the "first world" problems territory. You're right tho. If I was a high roller I'd probably have a different opinion, but for me that fee is a thing. It doesn't hit again until August so I've got a few months to decide but it doesn't make sense anymore.