The Duck Card

[xXIDaShizIXx]

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@12njoy wrote:

I don't usually recommend pre-qualification sites, but you can try this site:  https://www.creditcards.com/cardmatch/?a_aid=1004&a_cid=10046/ they will match your credit profile up with credit cards.  Keep in mind that pre-qualified doesn't mean approved.

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I've done that and didn't get pre-qualified for anything. :/

[12njoy]

Do you have a freeze on transunion?  I believe that site uses Transunion

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@12njoy wrote:

Do you have a freeze on transunion?  I believe that site uses Transunion

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No I don't have a freeze on anything. I kind of wonder if what is holding me back is the amount of student loans that I owe?

[12njoy]

I would say no since I have $128,000 in student loan debt

[12njoy]

Here's another one I don't care for but if you are looking for unsecured credit, you can try this prequalify site for Merrick Bank https://www.premierprequalify.net/PersonalInfo/BUNKNGDS1%200531OMI  They eat you up with fees.  You could get a credit line of say $700 and with all the fees you'll end up with like an initial credit limit available of $300-400

[xXIDaShizIXx]

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@12njoy wrote:

I would say no since I have $128,000 in student loan debt

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Oh, then yeah thats not my problem lol I only have 26k. They actually just called and asked for my full address and two creditors on my report! 

[12njoy]

I think you're well on your way then

[12njoy]

what did they say after you provided that information to them?

[xXIDaShizIXx]

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@12njoy wrote:

what did they say after you provided that information to them?

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They said they would send that info along to corporate so as to speed up the process and that I should hear by mail in 7-10 business days. So what does it sound like?

[12njoy]

I've not heard the corporate mentioned before.  Was this the credit department that called you or some other department?  I know both times (last year and yesterday) I called in and the csr transferred me to the credit department who verified the same information as you now have done.  The credit department then said application would continue processing and that has been it.