@xXIDaShizIXx wrote:The decision I can wait on. I just don't want another declined application. Even if it is a small amount I would be very happy to receive an unsecured line of credit to prove myself with.
Well guys, I was declined. I figured. Looks like even the generous ones wont give me a chance. I just wonder how long I'll have to sit on a secured card before someone takes a chance on me. 
@xXIDaShizIXx wrote:
@xXIDaShizIXx wrote:The decision I can wait on. I just don't want another declined application. Even if it is a small amount I would be very happy to receive an unsecured line of credit to prove myself with.
Well guys, I was declined. I figured. Looks like even the generous ones wont give me a chance. I just wonder how long I'll have to sit on a secured card before someone takes a chance on me.
Instead of hijacking this thread, would you be willing to post your whole credit profile, perhaps in the rebuilding your credit sub forum? Perhaps we can find a way to help you get more than just the one secured card?
Xxid,
I was denied too due to excess credit obligations and surprisingly not chargeoff. Must have been my deferred student loans that sealed my fate cuz I'm using about 2% off available siggy credit. I think with all the generous limits given out, they have tightened the purse strings. Please post any reasons in the duck denial thread.
I was denied too due to excess credit obligations and surprisingly not chargeoff. Must have been my deferred student loans that sealed my fate cuz I'm using about 2% off available siggy credit. I think with all the generous limits given out, they have tightened the purse strings. Please post any reasons in the duck denial thread.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
@xXIDaShizIXx wrote:
@xXIDaShizIXx wrote:The decision I can wait on. I just don't want another declined application. Even if it is a small amount I would be very happy to receive an unsecured line of credit to prove myself with.
Well guys, I was declined. I figured. Looks like even the generous ones wont give me a chance. I just wonder how long I'll have to sit on a secured card before someone takes a chance on me.
These people on here know a lot about all kinds of things. You shouldn't feel because of a denial that you have to bury your head in the sand. I for one am very thankful for the advice that I have and continue to receive. My only regret is that I didn't come across these Boards sooner than Sept 2013.
@Anonymous wrote:
@xXIDaShizIXx wrote:
@xXIDaShizIXx wrote:The decision I can wait on. I just don't want another declined application. Even if it is a small amount I would be very happy to receive an unsecured line of credit to prove myself with.
Well guys, I was declined. I figured. Looks like even the generous ones wont give me a chance. I just wonder how long I'll have to sit on a secured card before someone takes a chance on me.
Instead of hijacking this thread, would you be willing to post your whole credit profile, perhaps in the rebuilding your credit sub forum? Perhaps we can find a way to help you get more than just the one secured card?
This was my thread lol. I was posting a response to my app. I can't hijack from myself.
@xXIDaShizIXx wrote:
@Anonymous wrote:
@xXIDaShizIXx wrote:
@xXIDaShizIXx wrote:The decision I can wait on. I just don't want another declined application. Even if it is a small amount I would be very happy to receive an unsecured line of credit to prove myself with.
Well guys, I was declined. I figured. Looks like even the generous ones wont give me a chance. I just wonder how long I'll have to sit on a secured card before someone takes a chance on me.
Instead of hijacking this thread, would you be willing to post your whole credit profile, perhaps in the rebuilding your credit sub forum? Perhaps we can find a way to help you get more than just the one secured card?
This was my thread lol. I was posting a response to my app. I can't hijack from myself.
rofl oops! Still... same comment! ( I tend to look at Duck card posts as I was interested in getting one in the summer!) Seriously, post your profile in that sub forum, I hope we can help!
@12njoy wrote:
@xXIDaShizIXx wrote:
@xXIDaShizIXx wrote:The decision I can wait on. I just don't want another declined application. Even if it is a small amount I would be very happy to receive an unsecured line of credit to prove myself with.
Well guys, I was declined. I figured. Looks like even the generous ones wont give me a chance. I just wonder how long I'll have to sit on a secured card before someone takes a chance on me.
These people on here know a lot about all kinds of things. You shouldn't feel because of a denial that you have to bury your head in the sand. I for one am very thankful for the advice that I have and continue to receive. My only regret is that I didn't come across these Boards sooner than Sept 2013.
It was just due to a lack of history, not rebuilding though. I can't for the life of me figure out what is wrong with my credit profile. I have pulled all three, nothing is on them that should hurt me.