The Negative Side of the "MyFICO Addiction"

[brendogg27]

Cheddar,

You're a freakin genius!  I find myself addicted to this website.  I use to be addicted to chatting but now this has taken its place.  The sad thing is I've been home for 15 minutes and this is the first thing i went after.  I NEED HELP!

[Anonymous]

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brendogg27 wrote:

Cheddar,

You're a freakin genius!  I find myself addicted to this website.  I use to be addicted to chatting but now this has taken its place.  The sad thing is I've been home for 15 minutes and this is the first thing i went after.  I NEED HELP!

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This is a GOOD ADDICTION. I liken it to becoming an excercise freak- if that's the worst thing we are addicted too that all is A O K.

[Anonymous]

Cheddar - I truly love the system!! I'm going to adopt it! Thanks!

Krystofur - you are hilarious: "sell it to Sue O."!!!!!!!

Message Edited by pjriverap on 02-01-2008 05:06 PM

[Anonymous]

I'm sooo addicted. I just started posting here but Ive been lurking for a while. At one point I started feeling soooo lame because all I could think about was how I could get my score higher.  I started wanting to pull scores everyday. Thats what led me to score watch from EQ. I still get anxious for the first week in the month because thats when I usually get updates lol.

[Anonymous]

Wow.  Didn't expect responses like that.

Everyone who likes the system, yeah of course, adopt it, edit it, modify it, scratch it, do whatever you like with it.

It's not a magic bullet, though.  There's nobody making you follow the rules except yourself.  You need at least a little bit of self-control in the first place.

Mostly that system lets me come up with an excuse why I shouldn't app if I get the urge to, but it also gives me a target date to look forward to.  For example, I have wanted to join Delta CCU for a while.  It's been on my wishlist for like 6 months.

But I haven't done it yet because they pull EQ, and when I pulled EQ in January it was 700, down from 711 the last time I pulled it.  So now I have to wait until April, and hopefully I'll be able to apply then because EQ will be above 700 and moving in the right direction.

But that's OK that I have to wait.  If I didn't have this system in place I probably would have apped for about 6 cards in the last 2 months.  As it is, it means that every one of my apps is well thought out and part of a bigger plan.

[Anonymous]

I still pull my CRs every day. All 3. I try to skip a day. The urge is too powerful. Must pull! lol. The only way to break the addiction is to reach 850.

Message Edited by ilovepizza on 02-01-2008 08:37 PM

[llecs]

There are no side effects ......twitch....twitch..........to the MyFICO Addiction.  We are all..........twitch.........here to get some useful........twitch.....twitch.........knowledge and know-how. I'm sure.......twitch........we all benefited from this.............twitch.

[haulingthescoreup]

Nothing like saying "LOL" out loud to your boss over the phone, LOL.

twitch ... twitch ...

[Anonymous]

I have only bought scores twice Dec and Jan ---hopefully i will graduate from pulling once a month all 3 to pulling all 3 once every 3 months--to hopefully just semi annually--no big purchases coming up so hopefully I can manage --I figure besides checking to make sure things are correct all should be well if I keep paying on time and doing my part to make my scores increase versus decrease --