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The streak lives on- 8 for 8

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Duncanrr
Valued Contributor

The streak lives on- 8 for 8

This makes 8 approvals in a row dating back to Sept 2012. It wasn't an instant approval and I had to recon but got 5k ICL Barclays Arrival World MC (AF version with 20k bonus). The reason I had to recon and the lower limit was my 8 new accounts in last year. Because of this I was instantly denied.

What's curious is I have 11 accounts in last year. It seems that back dated Amex accounts don't count in their system. The questions they asked were about my cap1 auto, high balance on Sallie Mae loan and NFCU balance.

Was told after history they would bump me up to be more in line with other limits. Back to garden I go.

(Edited: was 8 accounts in row not 7)


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: The streak lives on- 8 for 8

Congrats that is quite a streak you got going on there!

Message 2 of 18
09Lexie
Moderator Emerita

Re: The streak lives on- 8 for 8

Congrats! Nice card maybe I'll add it to my fall spree.
Message 3 of 18
Duncanrr
Valued Contributor

Re: The streak lives on- 8 for 8

I had done some banking today and while at drive thru Whitney bank asked me to apply for their card. I had to go to chase and my personal banker checked and I didn't have any offers in their system. Figured this card would be nice while I wait for CSP to send me a targeted offer.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 4 of 18
LS2982
Mega Contributor

Re: The streak lives on- 8 for 8

Lol thought you went for another!!

Congrats!!



EQ FICO 548 3/3/16
Message 5 of 18
Duncanrr
Valued Contributor

Re: The streak lives on- 8 for 8

Nope. Barclays is fickle beast and I have what I need. Still on radar is CSP and another Amex but those can wait. Ill be looking to trim some secured cards very soon Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 6 of 18
Duncanrr
Valued Contributor

Re: The streak lives on- 8 for 8

Also, I can confirm it was a TU pull.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 7 of 18
Anonymous
Not applicable

Re: The streak lives on- 8 for 8

good streak you have going there, going to try for 27 in a row like the miami heat?  jk

Message 8 of 18
Duncanrr
Valued Contributor

Re: The streak lives on- 8 for 8

Maybe. If I become a cc churner Smiley Wink. In all honesty, I hope I'm never declined again so 27/27 may eventually but not for a long time to come.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 9 of 18
SpiceIslander
Frequent Contributor

Re: The streak lives on- 8 for 8

Looks as though the Caladryl isn't at all effective.Smiley Very Happy

 

Big Congrats, though!

Meg.

FICO: 4/2016 - TU 841 | EQ 840 | EX 837

FNBO 23,600 | Amex SPG 13,900 | Amex BCP 13,400 | Barclays/Sallie Mae13,000 | Discover IT 12,500 | Lowes 10,000 | PLOC 9,300 | NASA FCU 8,700 | Citi Simplicity 6,200 | BOA Platinum+ 6,000 | Achieva CU 5,500 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Message 10 of 18
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