The trick with the Walmart CC

[Anonymous]

I 'm positive I recall reading about some sort of trick some of the members have done with their WAL-MART CC... Something about buying a stick of gum and going to CUSTOMER SERVICE? What was this all about?

Edit: really don't need all your threads with capitalized titles and bold font  --Rev

[Anonymous]

No fee cash advances at the register?

[tcbofade]

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@Anonymous wrote:

I 'm positive I recall reading about some sort of trick some of the members have done with their WAL-MART CC... Something about buying a stick of gum and going to CUSTOMER SERVICE? What was this all about?

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In order to gain soft pull CLI's, you'll need to show activity on the account for four consecutive statements.

Don't want to carry a balance or manage the account?  Make a small purchase at your local walmart, then walk over to the customer service area and pay it in full.

...then, the account will have "activity" that month, and will generate a statement. 

Repeat for four cycles, then request CLI.

[elim]

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@tcbofade wrote:

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@Anonymous wrote:

I 'm positive I recall reading about some sort of trick some of the members have done with their WAL-MART CC... Something about buying a stick of gum and going to CUSTOMER SERVICE? What was this all about?

---

In order to gain soft pull CLI's, you'll need to show activity on the account for four consecutive statements.

Don't want to carry a balance or manage the account?  Make a small purchase at your local walmart, then walk over to the customer service area and pay it in full.

...then, the account will have "activity" that month, and will generate a statement. 

Repeat for four cycles, then request CLI.

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 don't you pay it over by $1 in-store to make it show a negative balance? then it generates a statement with no activity?

[Anonymous]

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@Anonymous wrote:
No fee cash advances at the register?

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YEAAAA!!! That's what I read... No fee cash advances! Is this true and what do I do now?

[gdale6]

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@Anonymous wrote:

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@Anonymous wrote:
No fee cash advances at the register?

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YEAAAA!!! That's what I read... No fee cash advances! Is this true and what do I do now?

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Yes its true, you have to buy something on the WM card and then you have the option of cash back up to 100 I believe in increments of 20.

[Anonymous]

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@gdale6 wrote:

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@Anonymous wrote:

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@Anonymous wrote:
No fee cash advances at the register?

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YEAAAA!!! That's what I read... No fee cash advances! Is this true and what do I do now?

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Yes its true, you have to buy something on the WM card and then you have the option of cash back up to 100 I believe in increments of 20.

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Wow... LEARN SOMETHING NEW EVERYDAY IN THE MYFICO FORUMS!!! Next question though, is does WAL-MART NOT LIKE THIS? 

[elim]

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@Anonymous wrote:

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@Anonymous wrote:
No fee cash advances at the register?

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YEAAAA!!! That's what I read... No fee cash advances! Is this true and what do I do now?

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   check your cash limit on your statement. That limit is set in stone for some of us even if we have had huge CLI's. 

   edit: for a $3300 CL my cash limit blows

Credit Limit $3,300

Available Credit $3,298

Cash Advance/Quick Cash Limit $30

Available Cash $30

   here's a little food for thought. Overpay them by 10 cents (in-store only) and they are legally bound to send a statement of balance (+ or -).  If you don't overpay or use your card that month (or carry a balance) then no statement will cut.

[Strogen]

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@elim wrote:

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@Anonymous wrote:

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@Anonymous wrote:
No fee cash advances at the register?

---

YEAAAA!!! That's what I read... No fee cash advances! Is this true and what do I do now?

---

   check your cash limit on your statement. That limit is set in stone for some of us even if we have had huge CLI's. 

   edit: for a $3300 CL my cash limit blows

Credit Limit $3,300

Available Credit $3,298

Cash Advance/Quick Cash Limit $30

Available Cash $30

   here's a little food for thought. Overpay them by 10 cents (in-store only) and they are legally bound to send a statement of balance (+ or -).  If you don't overpay or use your card that month (or carry a balance) then no statement will cut.

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Wow, $30..... crazy

Back when mine was at a $1300 limit it was at $100. 

Its at $3900 now but I wouldnt be surprised if it was the same. 

[flowfaster]

The last statement I had was in 5/2014.  I just checked and back then my CL was 5K and my cash limit was $200.  Sweet, thanks for the reminder. May come in handy some day.