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This year's chopping block...

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afbar1114
Valued Contributor

This year's chopping block...

So this year a few cards will be closed one being capital one. These may or may not hone depot because of the 29% APR and bestbuy because limit will not move and bby sucks..Jared will just stay open til they close it. Zync if I can PC it will stay open but if not close it. All my other cards will stay open all my chase cards, discover, boa, kohls and ford.
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 9
8 REPLIES 8
09Lexie
Moderator Emerita

Re: This year's chopping block...

Message 2 of 9
tattooedhusker
Established Contributor

Re: This year's chopping block...

Holy crap! I'd shred that one too!

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 3 of 9
afbar1114
Valued Contributor

Re: This year's chopping block...

Yea it's high was part of my rebuilding but I don't think I need it any more.
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 4 of 9
tattooedhusker
Established Contributor

Re: This year's chopping block...

I'm in the same boat with my BB card. Limit won't budge, but I am waiting to see what can be done once the merge is completed, and if I'm still stuck while all my other cards are growing, then I will be closing it as well with my Orchard.

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 5 of 9
afbar1114
Valued Contributor

Re: This year's chopping block...

I think m Zync is done Smiley Sad.. Would rather have my points/spending on other cards
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 6 of 9
LS2982
Mega Contributor

Re: This year's chopping block...


@afbar1114 wrote:
Yea it's high was part of my rebuilding but I don't think I need it any more.

Have you called Citi to see about an APR reduction??




EQ FICO 548 3/3/16
Message 7 of 9
afbar1114
Valued Contributor

Re: This year's chopping block...


@LS2982 wrote:

@afbar1114 wrote:
Yea it's high was part of my rebuilding but I don't think I need it any more.

Have you called Citi to see about an APR reduction??


i asked once and they said they do periodic reviews of the account

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 8 of 9
sarkell
Frequent Contributor

Re: This year's chopping block...

I've decided I'm not opening any more cards unless its amex bcp.  But every 6-9 months a card is going first on the list one c1 mastercard unless they waive annual fee. Then I'm not sure.  

Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Message 9 of 9
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