Thoughts on possible CSP Closure?

[wasCB14]

I don't think I'll renew my CSP in Jan 2018.

I may transfer the points out (probably dividing them between United and Hyatt) and PC to Freedom Unlimited.

1. My revenue travel spend will likely be limited in general as I've a lot of hotel points and MRs/URs that can become miles. Revenue flights and hotels will go on Prestige or their respective cobrand cards. "Other" travel like trains and taxis won't be too expensive.
2. I independently get special customer service from Chase.
3. If I decide I want CSP, I can always PC FU back or get a new CSP/CSR card and new bonus. It's been two years and a few months since I got the CSP bonus, and I'm not that far away from 5/24.
4. Although it's been my reason for keeping the card, I don't really rent cars often enough that the primary insurance is such a great thing. I have to investigate further, but I think I can enroll my Platinum with Amex to just pay a flat $19.95 or $24.95 fee each time I rent a car for up to 42 days. Since getting CSP I've paid $190 in AFs but only rented a car four times within the USA.

Anything I might be missing or misunderstanding?

[K-in-Boston]

Since you already have the regular Freedom, a PC to FU is probably your best best as long as you're OK with taking cash back on your F/FU cards rather than transfering UR points elsewhere.  The Prestige doesn't have primary auto rental coverage?

[wasCB14]

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@K-in-Boston wrote:

Since you already have the regular Freedom, a PC to FU is probably your best best as long as you're OK with taking cash back on your F/FU cards rather than transfering UR points elsewhere.  The Prestige doesn't have primary auto rental coverage?

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Domestic rentals only get secondary insurance according to the May 2016 Prestige benefits guide.

One strength of Prestige is that it does provide insurance in most or all of the few foreign countries that Amex doesn't. I'm not sure which, if any, countries Chase excludes. I'm mostly interested in domestic rentals.