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Timing CLI's

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jake619
Frequent Contributor

Timing CLI's

When people talk about 6 month CLI requests, is that 6 months from approval date or card activation date?

Message 1 of 5
4 REPLIES 4
jsickz32
Valued Contributor

Re: Timing CLI's

I wait for my 6th stament to end.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 2 of 5
tattooedhusker
Established Contributor

Re: Timing CLI's


@jsickz32 wrote:
I wait for my 6th stament to end.

I would say from activation, not all cards cut a statement if you hadn't used the card one of those months and it had a 0 balance. My Comenity issued Gordman's card is like that.

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 3 of 5
YahComb
Established Contributor

Re: Timing CLI's

to be safe i'd say wait until 6 months from activation. Many times the first statement is shorter than a full month, so if they're going by date than the 6th statement will be slightly before 6 months.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 4 of 5
percy81
Frequent Contributor

Re: Timing CLI's

With discover they tend to increase on your 3 month anniversary then every 3 months they give u an increase no HP Smiley Happy that's not including the customer initiated ones you're allowed to do!!! "It pays to discover" Smiley Wink

Current: TU 772 EQ 765 EX 760 (GE credit pull)
Goal 800+
WHAT'S IN MY WALLET: American Express Blue Cash Preferred 34,000/ Citi Simplicity 16,600 / Discover IT 16,500/ Chase freedom 4,800/ Care credit 20,000/ R us MasterCard 7,500/ kohls 2,500/ LensCrafters 2,400 / Citi Double Cash 13,200/ Amazon Visa 7,000
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