To app or not to app?

[Schoolbuskid]

Well i did get approved for the card! My scores at the time of App were Eq-631 TU-0 EX-0  And they did pull hard on all three! Received the card today! A little apprehensive about using it!

[Anonymous]

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Schoolbuskid wrote:

Well i did get approved for the card! My scores at the time of App were Eq-631 TU-0 EX-0  And they did pull hard on all three! Received the card today! A little apprehensive about using it!

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Congrats!

Did you get the standard $300?  Are you saying you don't have a score on TU and EX, but you still got the card even though they pulled all three?

[Anonymous]

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@Schoolbuskid wrote:

Well i did get approved for the card! My scores at the time of App were Eq-631 TU-0 EX-0 And they did pull hard on all three! Received the card today! A little apprehensive about using it!

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Congrtats! Keep that card squeaky clean, never going over the limit, and they will treat you well.

[Schoolbuskid]

Yea they gave me usual $300 and right i dont have any FICOs for TU and EX, and its an unsecured that was pretty nice of them!

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cheddar wrote:

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Schoolbuskid wrote:

Well i did get approved for the card! My scores at the time of App were Eq-631 TU-0 EX-0  And they did pull hard on all three! Received the card today! A little apprehensive about using it!

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Congrats!

Did you get the standard $300?  Are you saying you don't have a score on TU and EX, but you still got the card even though they pulled all three?

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[Anonymous]

I don't get why any cc company would pull all 3 of your reports.  I always thought (here I go again), that the companies had one credit bureau they used for extending credit.  It would be diff if they gave you a card after that  but why take a hit on all 3 reports and then they don't even approve you? 

My mortgage lender pulled all three and they took the median score - that, I understand.  These cc companies are just too darned picky.

[Anonymous]

Congratulations Schoolbuskid!

I received many of offers in the mail from them but I never respond to it.  It seems they gave-up on me now, because I am not receiving the mail from them anymore.

Once again ... congratulations.  

[Anonymous]

They keep sending me those checks in the mail. They won't stop.

[Anonymous]

WTG KID!

Be good to them - that initial TL can take you far...