Toro Card Through Citibak

[Klbb]

Anyone know anything about the Toro card through CitiBank? I am looking to finance a new lawn mower, but am apprehensive about using a credit card for this. I originally tried through Sheffield at the dealer and was turned down due to inquiries (my husband and I shopped around for our mortgage). I would really prefer to go with an installment option, but the CitiBank card is the only other option the dealer is offering.

Suggestions or advice is greatly appreciated!

[AverageJoesCredit]

If you are shopping for a mortgage i dont think its wise to be looking to add credit at the moment. Do you have Lowes or HD?

[Klbb]

We actually closed on our new home yesterday. We waited to do anything credit related until we closed. We are planning to open a Lowe’s account as well, but need to purchase a larger piece of equipment than Lowe’s offers.

[AverageJoesCredit]

Ok, understood. Big congrats on new home

Is the lawnmower needed huge?

[Klbb]

Thanks! Yes, we now have 5 1/2 acres. We need a commercial grade mower.

[AverageJoesCredit]

Any John Deere nearby? I understand they offer financing.

[woodyman100]

2nd the John Deere suggestion
They are not inquiry sensitive and do not report