Total Merrill Card

[adamseve]

Does anyone have this card?  Is it a hard card to get?  What credit report did they pull in your location?  What were your scores?

Thanks.

[Anonymous]

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adamseve wrote:

Does anyone have this card?  Is it a hard card to get?  What credit report did they pull in your location?  What were your scores?

Thanks.

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They pull EX in Louisiana, yes it is hard to get. It is through FIA/BoA.

I was declined with 690 and was said to have sufficient credit with BoA.

[Anonymous]

Though the card offers a very high credit line if you warrant it, the 1% cash back rewards is something you can get elsewhere. The travel coverage is nice though.

If you aren't locked into a cash back rewards the Merrill + card is slightly easier to get, though I recommend 720+ scores for that as well. If you have an account with Merrill it may help your chances with either card - ask your financial advisor about the cards.