Tribute Gold MasterCard Program shutting down

[kiea]

I received the letter from Imagine too.  I have been paying on time every month.  I tried to call customer service and I couldn't get anyone on the line.  I noticed that some of the other posts said that a customer service rep. told them that this will not have a negative impact on their credit.  But I don't see how that can be true.  If you look at your statement it shows that your credit ilimit is $0.  This makes your available credit to total debt ratio change.  I could be wrong but from what I understand about credit I think this is going to hurt my credit score.

[gamblerx15]

Just got my latest statement in the mail today and they did indeed credit part of my

annual fee back ( 25.00 worth of it ) so I guess I am just going to pay off the remaining

$60.00 worth as trying to argue with someone whos english is not their native tongue

just doesnt seem to be worth $60.00.

Hope others have better luck getting their fee credited back.

and they are still charging the 10.00 a month to mail you a statement.

good riddence

[MidnightOwl]

They started me off with the $ 70.00 credit line over 1 year ago so, I don't have any annual fee thank goodness. I still think they are little parasites for not giving notice of cancellation in a more timely manner but, what do you expect from sub-prime companies.

[Anonymous]

Ok so my credit line is 1080 and my balance is 1062, with 0 available now.  I have 2 other cc's.  high balance also.  600.00 bal owe 530.  and 1000. bal owe 920.  Who do I pay off first.  I too am very at the border of credit score620, and trying to buy a house!  Any suggestions.  I'm so afraid how this closed account will affect my score.

[Anonymous]

After my Tribute Card being closed back in Sept.,today I finally received my prorated AF (been checking online everyday since closure), which was $70.18.

It was posted to my card and it shows as a - $70.18 balance. Here shortly I'll call them to see how long it will take before they mail me a check.

Anyone else receiving prorated AFs?

[Anonymous]

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@Anonymous wrote:

After my Tribute Card being closed back in Sept.,today I finally received my prorated AF (been checking online everyday since closure), which was $70.18.

It was posted to my card and it shows as a - $70.18 balance. Here shortly I'll call them to see how long it will take before they mail me a check.

Anyone else receiving prorated AFs?

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nope still paying on mines.....

[Anonymous]

Ok, I just called and the CSR stated in order for me to receive the $70.18 posted to my cc acct. was to snail mail a request or fax a request to their headquarters or whatever stating that I'd like to receive my negative balance of $70.18 in a check.  To save others time, the fax number given was (770)870-5197. 

She then stated that in the fax or snail mail request that I include either my acct number or my ssn to verify the acct. in question.

This totally sucks!  They know they've closed our accts. months ago and this AF refund should automatically be done w/o the hassle of faxing and mailing.

GL to all!!

[Anonymous]

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@Anonymous wrote:

Ok, I just called and the CSR stated in order for me to receive the $70.18 posted to my cc acct. was to snail mail a request or fax a request to their headquarters or whatever stating that I'd like to receive my negative balance of $70.18 in a check.  To save others time, the fax number given was (770)870-5197. 

She then stated that in the fax or snail mail request that I include either my acct number or my ssn to verify the acct. in question.

This totally sucks!  They know they've closed our accts. months ago and this AF refund should automatically be done w/o the hassle of faxing and mailing.

GL to all!!

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The harder they make it for you to get your money, the less people will bother. A thousand people who are owed $70, that figure the hassle isn't worth it, and FBOD has just kept $70,000 of their money! I was lucky, and they closed my account just before my annual fee was due. I was unlucky in that the loss of this line on my credit caused my "pre-approved" mortgage to fall through a week before I was supposed to close on my house. 

[Anonymous]

I only got a credit of $36?? then again some peoples annual fee was $150 and mine was dropped to $100. Maybe that's why?

[Anonymous]

My Tribute page states a credit balance of $60.18 was refunded yesterday, but it doesn't say how it was refunded (check?) or when it might be received. Customer service dodges the question, as usual!