Their whole reason for existence is to provide credit to the truly desperate. Once you're beyond that stage, they know perfectly well that you aren't going to keep them on, with one fee for breathing in and another for breathing out. So they aren't about to work with you. By letting you go, they're making room for the next poor soul in line.
Truly, this is all about taking off the training wheels and wobbling your way down the road. Congrats!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007