Tried again for Cap One Secured

[Anonymous]

Thank you for submitting an application for a Capital One® Secured Credit Card!

Notification of approval status will be typically sent in 7 to 10 business days; however, in certain circumstances it may take up to 15 days.

In the interim, please do not submit another application, as only the first application received will be considered valid.

Questions? Review our Frequently Asked Questions.

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First time I got instant decline, but since then I've had my collections reduced down to 2-3 from 10-11. Do you think I have a chance now?

[Repo-ed]

Try calling their backdoor number, for app status update.

[Anonymous]

should be able to find out same day with backdoor number

[Anonymous]

Thanks Guys, I'll check.

[Anonymous]

Called, they said it's still under manual review and to call back tommorow or later tonight.

Now I'm nervous. Any body get approved like this?

[Anonymous]

I got the card after waiting for the approval in the mail.   I think most of these go through manual review.

[Anonymous]

If you don't mind me asking, what was your score like at the time? any baddies?

[injustifiiable]

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@Anonymous wrote:

Called, they said it's still under manual review and to call back tommorow or later tonight.

Now I'm nervous. Any body get approved like this?

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manual review? On their secured card?

This must be some kind of cruel joke!

[mtrsprt]

I still don't understand how someone could be denied a SECURED card.  It's just a debt card. 

[injustifiiable]

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@mtrsprt wrote:

I still don't understand how someone could be denied a SECURED card.  It's just a debt card. 

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Oh, you can. When my credit was really shot, in 2009, I was denied for both BoA and Citi Secured cards. And this is AFTER my check had cleared and everything (I did get the money back with the denial letters of course.)

BoA and Citi don't like a lot of bad marks on your report, period. I think those products are meant more for people with thin files.