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BeauJohnson1 wrote:
So do you think if I PIF the Cap1 card now I will be eligible for a CLI anytime soon if I dont use the card for a month or so?
@Anonymous wrote:
So do you think if I PIF the Cap1 card now I will be eligible for a CLI anytime soon if I dont use the card for a month or so?
No. Not anytime soon.
You need to re-read the responses above. You will not get a CLI from anyone with a recent late payment on not one, but both of your only card accounts. Plus you went over the limit.
On thier credit steps letters Cap 1 states that you will not receive auto increases with any late payments or if you go over the limit.
So I'll have to say that they'll much less raise you through your CLI request.
Manage both your cards wisely for the next 12-18 months. Pay on time Pay Early! Don't go over your limit!
Show responsible use and you'll get rewarded.
BeauJohnson1 wrote:
Thanks guys for your help, Im working on paying these cards off asap.