UPDATE: 4th Citi APR reduction, 4 days in a row!!

[Anonymous]

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@lg8302ch wrote:

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@Anonymous wrote:

Ask them to lower it to an even 19k

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@lg8302ch wrote:

After reading your success with  the APR reduction I tried today with a little chat  just to see if I can get below the 13,24% on Double Cash. But the result was not what I wanted. APR reduction not available at this time but all the sudden my CL got increased by 2,2K and is now 19,2K... I hate so uneven figures. ... at least it was a SP only. 

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19K is still too uneven.... I like 5K, 10K, 15K, 20K, 25K .... maybe one day I get something like 20,1K and then I will for sure make it even if the lender can do it. ..BofA  was not capable ..

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But...you were at 17k before. So is 19.2 really worse than 17k? Or is 19k worse than 17k?

[lg8302ch]

It is the same and I can live with it...just do not get these lenders  with their funny CLs.

[Anonymous]

Chatted with agent and went from 17% to 14%. Thanks guys.

[lhcole77]

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@Anonymous wrote:

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Do it tomorrow as well.

Maybe you'll get 11.99%

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I'm going to try...

Fa sho!

[mongstradamus]

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@lhcole77 wrote:

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@Anonymous wrote:

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Do it tomorrow as well.

Maybe you'll get 11.99%

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I'm going to try...

Fa sho!

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Hmmm i may try and get citi to reduce my apr i don't know why my CL is so low and APR is so high with them :-( Their terms are an lot worse than any of my other cards. 

[Anonymous]

Just chatted with them. The chat option wasn't available on my iPad so I checked my computer. I got a reduction 2 days ago on my new AA card, but I asked on my DoubleCash card this time since I know that is the card I'll ultimately be keeping. I've had this one for years. So my DB got lowered from 14.99% to 14.24% (big deal). But it's a start I guess. I'll keep asking like you did.

Edit: Asked about the AA card after we got done talking about the DB and they reduced it again to 13.24%. So 2 reductions in a couple days. Not bad.

[Kenny]

Where do I look to get the chat feature?

[Anonymous]

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@Kenny wrote:
Where do I look to get the chat feature?

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Theres a picture on page 3. But you click the arrow button at the top for Contact Us.

[lhcole77]

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@Kenny wrote:
Where do I look to get the chat feature?

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[lhcole77]

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@mongstradamus wrote:

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Hmmm i may try and get citi to reduce my apr i don't know why my CL is so low and APR is so high with them :-( Their terms are an lot worse than any of my other cards. 

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Yeah! Get that lowered! Deff worth a shot.

Fingers crossed!