US Bank / AAA "invited to apply" letter

[Meanmchine]

Hi everyone

I got a letter couple of weeks ago inviting me to apply for the AAA Dollars Plus World Mastercard. Normally I wouidnt pay that much attention to it but the letter is a definate step up from the crap letters I normally get from CreditOne and Stoneberry.

There is a confirmation code and instead of an exact apr or range, this one states thats its a 0 % for 15 months.

Im pretty sure this is junk mail but i figured id check here to see if anyone got this ( Im a south florida aaa member for 21 years )

Thanks

[Anonymous]

I'm surprised it doesn't say what happens after the 0% period ends, I think all that I have seen show something (range, or one APR)

[Meanmchine]

Is says afterwards its a range of 14 to 24 or 20 to 24 depending on creditworthiness

[CreditCuriosity]

Marketing.  Although you certainly possibly could be approved depending upon your credit profile

[UncleB]

I'm familiar with the Bank of America AAA Visa, but this is the first I've heard of the U.S. Bank AAA MasterCard.

I've got some reading to do! 

[happypill]

Looks like this is a regional card offered by AAA in a certain area and backed by US Bank.  First I've heard of it as well.

I can say this about US Bank mailers...be wary.  I got several from US Bank for the REI WMC that included a confirmation code but not a certain APR.  I was declined when I applied (about a year ago).

[CreditCuriosity]

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@happypill wrote:

Looks like this is a regional card offered by AAA in a certain area and backed by US Bank.  First I've heard of it as well.

I can say this about US Bank mailers...be wary.  I got several from US Bank for the REI WMC that included a confirmation code but not a certain APR.  I was declined when I applied (about a year ago).

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weird never knew Us Bank had AAA as stated by uncleb thought only bofa had it..  What I learn on this forum

[Anonymous]

I've received offers OP. Unfortunately, I can't offer any advice because they went straight into the shred bin. Sorry.