@Anonymous wrote:
@lg8302ch wrote:Hello MyFico members
My impatience is slowly getting over me
and therefore I would like to ask if anybody has successfully PCd a US Bank card to Cash+ in less than a year time? If yes at which age did it get approved....like 6 months, 9 months, etc.
I know my plan is 1 year but figured I would ask if there could be a slight chance to get my "dream card" earlier....
Yes. I PC-ed a Cash Rewards two months after getting it. But I already had the 5K+ Credit Limit.
Thanks so much. This is an interesting data point. So Cash Rewards would have been the better route to go to Cash+.. I will try again in June, September and December and at the 1 year mark decide what to do with that card. It is pretty useless for gas and groceries as I have 5% cards there already. But the electronics and charities would be cool with 5%. I guess maybe it was not the best idea of mine to try to get a Cash+ with a detour...
@B335is wrote:
Thanks lg. I think you talked me out of it. Maybe Flexperks is a better route for me.
Or apply directly for Cash+ as it has become available online now ? This is what I would have done but I was at least 1 month too early and there was no online apping at that time and phone app not possible for me. ...so patiently sitting it out 
Since US Bank has give me auto luv from 7K to 10,5K on the Perks+ which I never use I decided to ask them again to PC to Cash+ and to my big surprise this time the reply was not "sorry no offer" but "we are pleased to PC".... what? I thought I did not hear right but it looks that 10 months into Perks+ I got in good graces and should have my Cash+ with a small detour soon