USAA Mobile App -- CLI request now built in

[avggoal700]

Had cc with them awhile ago, I closed it and continued to pay it til 0 bal.  wonder if I'm added to BL.

[GeneralCucumbre]

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@iwazl71 wrote:

Anyone try the mobile CLI option yet to see if it is a SP or a HP?

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Just tried it.  It was a HP but got a CLI of $7,000 from $9,000 (so total new CL is $16,000).  I believe the large jump was due to me including joint (household) income rather than personal income (which is what I used when I opened the card).  Like I said, it was a HP because they said that they will run a credit check and I had to hit submit but I think its worth it.  

[racer-x]

Let us know who they pulled if you would.

[kroberts67]

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@racer-x wrote:
Let us know who they pulled if you would.

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I don't have that button option but I called yesterday and got a CLI on each card (amex 3000 -> 6000 and mc 4000 ->7000).  I've read many posts about their CLI's going double or almost double as long as they were a good limit starting card.  They pull EQ and told me it could be a HP for each card but thankfully it is only showing as 1 HP.  Good luck!

[Anonymous]

When I read about it on here, I went ahead and processed it on mine for the USAA American Express. It's a joint account with my partner. They went from $5000 to $9000. Not a bad use of a HP if you ask me. 

[Sooners2013]

How long had yiu had your acct before asking for a CLI? 

[iwazl71]

Decided to initiate cli via the mobile app. 1st card went from 12k to 21k.  2nd card went from 13k to 26k!  I hope it was only 1 pull.  Will report tomorrow

[Sooners2013]

Would you mind sharing your info such as scores, how long you had the account, utlization and such.  This would be a great help to others. 

[iwazl71]

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@Sooners2013 wrote:

Would you mind sharing your info such as scores, how long you had the account, utlization and such.  This would be a great help to others. 

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Scores are in the 760s for all three FICOs.  one card was 13 months old and the other was 8 months old.  my overall util is 1%. EQ was 3 inq in the last 2 years

[iwazl71]

It was only 1 HP on equifax for both cards.  So even though you have to go to each card  to request the increase, it's only 1 HP!