Hi, I was just curious if the spouse of an existing USAA member is eligible to apply for credit cards with USAA? The reason I inquire is because my wife is a USAA member through a previous/former marriage (although she herself technically has no existing military service), and since she is now married to me I was just wondering if through my marriage to her if I would possibly be able to apply for any USAA cards, or if that is not permitted at this time again as she herself has not served in the military? Thank you
Yes, the existing spouse is eligible because it doesn't matter if the other spouse served or not. All that matters is she was added as a member and that doesn't change even with divorce. She can pass her benefits to eligible dependants including her new spouse.
@galahad15 wrote:Hi, I was just curious if the spouse of an existing USAA member is eligible to apply for credit cards with USAA? The reason I inquire is because my wife is a USAA member through a previous/former marriage (although she herself technically has no existing military service), and since she is now married to me I was just wondering if through my marriage to her if I would possibly be able to apply for any USAA cards, or if that is not permitted at this time again as she herself has not served in the military? Thank you
I am a member of USAA based on my spouse's eligibility. He is a member but has no checking, savings or credit card with them. I have a checking, savings and USAA Amex thru them (individual, not joint). Our daughter joined based on his eligiblity and has a credit card thru them as well. No checking or savings. I also have auto insurance thru them but even though my spouse is disabled and not a licensed driver the policy had to be underwritten in his name with me listed as vehicle owner and sole driver covered. I guess their insurance policies require him to be listed as primary owner of the policy. My driving record is spotless but I suspect I am paying a higher premium based on his driving record prior to becoming disabled and also his credit rating which is also less than stellar. I really like USAA and all their products so I pay a little extra. First issuer to give me a 5000 SL with low 600 scores and baddies still on reports.
