cancel
Showing results for 
Search instead for 
Did you mean: 

USBANK CASH+ question

tag
Anonymous
Not applicable

USBANK CASH+ question

Can you select planeticket purchase as rotating 5% or 2%?
if Yes can you select plane ticket rewards for all 4quarters?

I am looking to get one US bank card as their 3 cards I know offers million dollar travel accident insurance
REI Sig no AF
CASH+ Sig no AF
Club Carlton Sig $85

my highest Travel accident insurance cards only offers upto 250k

I am only looking to use this card for plane ticket purchasing
If I can get extra points on CASH+ it would definately be my first choice

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: USBANK CASH+ question


@Anonymous wrote:

Can you select planeticket purchase as rotating 5% or 2%?
if Yes can you select plane ticket rewards for all 4quarters?

I am looking to get one US bank card as their 3 cards I know offers million dollar travel accident insurance
REI Sig no AF
CASH+ Sig no AF
Club Carlton Sig $85

my highest Travel accident insurance cards only offers upto 250k

I am only looking to use this card for plane ticket purchasing
If I can get extra points on CASH+ it would definately be my first choice


 

No. Cash+ does not have rotating categories. One or two categories change sometimes from quarter to quarter, but they don't rotate across the same categories like the Discover It and Chase Freedom. The Cash+ does not have a 5% category for airline tickets either. 

 

Chart of Jan 2015 5 and 2 percent options:

https://cashplus.usbank.com/index.cfm/main/categories/demo/true

Message 2 of 4
Anonymous
Not applicable

Re: USBANK CASH+ question


@Anonymous wrote:

@Anonymous wrote:

Can you select planeticket purchase as rotating 5% or 2%?
if Yes can you select plane ticket rewards for all 4quarters?

I am looking to get one US bank card as their 3 cards I know offers million dollar travel accident insurance
REI Sig no AF
CASH+ Sig no AF
Club Carlton Sig $85

my highest Travel accident insurance cards only offers upto 250k

I am only looking to use this card for plane ticket purchasing
If I can get extra points on CASH+ it would definately be my first choice


 

No. Cash+ does not have rotating categories. One or two categories change sometimes from quarter to quarter, but they don't rotate across the same categories like the Discover It and Chase Freedom. The Cash+ does not have a 5% category for airline tickets either. 

 

Chart of Jan 2015 5 and 2 percent options:

https://cashplus.usbank.com/index.cfm/main/categories/demo/true


Right, air fare was one of the three categories to go in the first nerfing (along with bill pay and home improvements)

 

Personally, I would never make amount of insurance a key factor in choosing a card, as rewards are far more likely to be used, but I can see worst-case planners wanting this.

 

Not sure about insurance but Penfed has a pseudo 5% airfare card

Message 3 of 4
NRB525
Super Contributor

Re: USBANK CASH+ question


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Can you select planeticket purchase as rotating 5% or 2%?
if Yes can you select plane ticket rewards for all 4quarters?

I am looking to get one US bank card as their 3 cards I know offers million dollar travel accident insurance
REI Sig no AF
CASH+ Sig no AF
Club Carlton Sig $85

my highest Travel accident insurance cards only offers upto 250k

I am only looking to use this card for plane ticket purchasing
If I can get extra points on CASH+ it would definately be my first choice


 

No. Cash+ does not have rotating categories. One or two categories change sometimes from quarter to quarter, but they don't rotate across the same categories like the Discover It and Chase Freedom. The Cash+ does not have a 5% category for airline tickets either. 

 

Chart of Jan 2015 5 and 2 percent options:

https://cashplus.usbank.com/index.cfm/main/categories/demo/true


Right, air fare was one of the three categories to go in the first nerfing (along with bill pay and home improvements)

 

Personally, I would never make amount of insurance a key factor in choosing a card, as rewards are far more likely to be used, but I can see worst-case planners wanting this.

 

Not sure about insurance but Penfed has a pseudo 5% airfare card


US Bank also has the Travel Rewards cards, one a VISA Sig, and an AMEX version. Those have Airfare as a 2% category if it is your largest spend in the month, among the categories of airfare, gas, or groceries.

 

Whether that 2% actually works out to a useful amount back, I have my doubts, I do have the VISA Sig version of the TR card. The points are best used for future travel costs, if I read the program correctly. I, personally, cannot see myself spending enough on this TR card to earn enough points to actually use them, and the points seem to be in a walled garden that does not play with other programs, so it is on my list of cards to cancel at some point.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.