USBank Platinum - DECLINED...guess why?

[score_building]

I doubt they pulled, same thing happened to me in NY--> no pull. 

Jausanka offers an interesting work around, let us know if you go forward with the app.

Message Edited by score_building on 02-22-2010 11:49 AM

[Anonymous]

Agreed with others. There's no reason for them to pull your CR.

[newstart2010]

Hopefully they did just take a look at your address and dismiss before dinging you.

When I looked online to apply they stated very clearly what states they offer credit in.  In fact the only card they have that is open to all states is the SKYPASS korean air card.  But I agree if you open an account online you might have better luck.  they may dismiss your account, however, because as a new account your address is still outside their area.  

[Anonymous]

I am listing the website for US BANK Credit cards. Actually, other then their "own" cards, almost all their "Partner cards" are available nationwide. This includes their Airline Co-branded cards and retailer Visa cards, like Harley davidson, Gymboree, Bed Bath and beyond, Cache, etc.

We all have "favorites" but I must say in all honesty, my best banking experience over the years (from personal accounts and credit cards) has always been with US BANK.

((Be sure to click on VIEW ALL CARDS on this page to see what they have available))

http://www.usbank.com/cgi_w/cfm/personal/products_and_services/credit_cards.cfm?cat=Y

Message Edited by DickC on 02-12-2010 03:32 PM

[FocusOnFICO]

While I needed to cancel my cc with them (2 well-documented banking mistakes), I have to agree with DC that otherwise USBank was really great with charges, statements, and customer service.  Even my cancellation call as met with top-flight professionalism.

If it were not for a not-yet-diagnosed glitch in their system for me, I would still be with them indefinitely.

[Imhotrodcrazy]

I feel quite fortunate that I have a US Bank branch in my city.  They have been the best bank ever for me, and I have had many in my 45+ years of banking.  My credit union use to  be number 1 but now they have slipped to second because of the service and the amount of extended credit I have received from US Bank  in just the last six months.  I hope it continues in the same manner for years to come. 

[Anonymous]

Well, just to follow up on this....I received my DECLINE letter today. It simply stated that I could not be considered for credit because my residence was outside of their service area.

They DID NOT do a hard or soft pull.... Thanks for that USBank!

[MRMAGOO222]

YOU COULD TELL THEM YOUR BEST FRIEND LIVES IN HOPEDALE OHIO - REAL CLOSE TO THE HOPEDALE BRANCH - THATS 40 MILES FROM PITTSBURGH AND YOU WANTTO BANK THERE BECAUSE YOU SPEND SO MUCH TIME THERE.

[Anonymous]

in regards to MrMagoo, would that really work?

to the original poster, thanks for warning us about this issue

[Anonymous]

DickC, this may be a dumb question but is there an easy way to view the states where each card is available all on one page?  I see all the cards but I don't see where the state's availability is listed.  Also, since the Linuxfund and the Humane Society cards are partner cards, is it safe to assume they are available nationwide? For some reason I don't even see those cards on the website.  

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@Anonymous wrote:

I am listing the website for US BANK Credit cards. Actually, other then their "own" cards, almost all their "Partner cards" are available nationwide. This includes their Airline Co-branded cards and retailer Visa cards, like Harley davidson, Gymboree, Bed Bath and beyond, Cache, etc.

We all have "favorites" but I must say in all honesty, my best banking experience over the years (from personal accounts and credit cards) has always been with US BANK.

((Be sure to click on VIEW ALL CARDS on this page to see what they have available))

http://www.usbank.com/cgi_w/cfm/personal/products_and_services/credit_cards.cfm?cat=Y

Message Edited by DickC on 02-12-2010 03:32 PM

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