Uber CC Online Purchases

[Anonymous]

Debating between the Uber CC and the Citi DC. Has anybody had any issues getting the online purchases 2% from the Uber CC? Amazon.com, BestBuy.com, etc.? How have phone orders been credited? Thanks!

[kdm31091]

Well,  as far as the 2% category goes, the Citi DC earns 2% on everything with no worrying about how something codes. From what I've heard the Uber "online" 2% includes most major websites so don't see why Amazon or Best Buy would be an issue.

The selling point (IMO) for the Uber is 4% dining, and to a lesser extent the 3% travel (already several cards out there that do that).

If you are choosing one or the other and intend on using it for most spend, just run the numbers. Will the 4% on dining and 3/2/1% on other categories be more advantageous, or will a flat 2% get you more? Unless your spend is really skewed towads dining, I would think the DC is the better choice (again, if we're choosing one or the other).

[digitek]

I really like the Uber card, that cell phone insurance benefit kind of puts it over the top to me.  If I didn't have CSR I would probably get it. It's one of the highest eating out cash back cards (covers fast food, restaurants and bars), and one of the highest no AF travel cards for cashback.

I have the Citi DC and it is really solid, too.

Can't really go wrong with either of them, unless your spending is really heavy in one category I don't think it will make much difference financially.

[Anonymous]

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@digitek wrote:

I really like the Uber card, that cell phone insurance benefit kind of puts it over the top to me.  If I didn't have CSR I would probably get it. It's one of the highest eating out cash back cards (covers fast food, restaurants and bars), and one of the highest no AF travel cards for cashback.

I have the Citi DC and it is really solid, too.

Can't really go wrong with either of them, unless your spending is really heavy in one category I don't think it will make much difference financially.

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Yes.   But also, from time to time I sadly remind myself, cashback doesn't REALLY make that much difference.  2% on everything (and even 4% on dining), while nice, is a small percentage.....

[SBR249]

Barclaycard recently sent out an email that said online purchases made with third party payment services like Paypal, Venmo, Apple Pay, Samsung Pay, and Android Pay now qualify for the 2% CB rate on the Uber card. I would imagine that probably could cover a lot of online purchases if you use those services. 

[arkane]

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@SBR249 wrote:

Barclaycard recently sent out an email that said online purchases made with third party payment services like Paypal, Venmo, Apple Pay, Samsung Pay, and Android Pay now qualify for the 2% CB rate on the Uber card. I would imagine that probably could cover a lot of online purchases if you use those services. 

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I think this took effect on Dec 5 if memory serves. With Paypal now at 2%, I think that covers about 90% of your "online shopping" categories.

[Anonymous]

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@Anonymous wrote:

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@digitek wrote:

I really like the Uber card, that cell phone insurance benefit kind of puts it over the top to me.  If I didn't have CSR I would probably get it. It's one of the highest eating out cash back cards (covers fast food, restaurants and bars), and one of the highest no AF travel cards for cashback.

I have the Citi DC and it is really solid, too.

Can't really go wrong with either of them, unless your spending is really heavy in one category I don't think it will make much difference financially.

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Yes.   But also, from time to time I sadly remind myself, cashback doesn't REALLY make that much difference.  2% on everything (and even 4% on dining), while nice, is a small percentage.....

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For my current spending habits, the $100 SUB would take a very long time to surpass with the occasional loss by spending in a 1% category... I would have to spend $20000 on FU instead of DC to make up $100.

If it wasn't for price rewind, more likely SP CLI's, and being not Barclays, Citi wouldn't be at the top of my list right now next to Uber.

[Subexistence]

What about Paypal 2%?

[arkane]

Yes I said a few posts earlier Paypal is now at 2%.

[Subexistence]

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@arkane wrote:

Yes I said a few posts earlier Paypal is now at 2%.

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Sorry I meant paypal 2% cashback mastercard