Upgrade Card?

[Creditaddict]

Anyone have this? looks like personal loan meets credit card.

[Anonymous]

Can you link it? As you can imagine, searching Google for “upgrade credit card” is not helpful.

[Girlzilla88]

Is there a link to it?!    I've never heard of this card

[Girlzilla88]

@Saeren hahaha looks like we are on the same page thoughts wise

[Creditaddict]

https://www.upgrade.com/upgrade-card/

[Girlzilla88]

Intriguing I would be interested to see but it says Waitlist so I'm not sure if people already have this?!

[Creditaddict]

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@Girlzilla88 wrote:

Intriguing I would be interested to see but it says Waitlist so I'm not sure if people already have this?!

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My husband just received email to apply.

[pinkandgrey]

That's really interesting. Sending funds to a bank account instead of charging.... I'll be curious to see how this one plays out. 

[wasCB14]

So the claim is customers can "save money"...by paying their debt off in 2 years instead of 28?

[FinStar]

Thanks for sharing @Creditaddict.  Very peculiar concept for a consumer type of card.   I found this footnote interesting.  I wonder if this is a standard APR for all Upgrade products or just an example of someone being approved at that rate: 

3. Interest of $2,102.71 assumes $10,000 first draw and installment payments of $504.29 for 24 months. Installment payments calculated with 18% APR and 24-month term and is based on amortizing the draw amount and accounting for interest accrued between the draw date and the due date set at 51 days after the draw date.