i have high util like 90% (700 out of 800 used) but i just got my hooters card and activated it so now i should be 700 of 1300 used....when will this card show up on my CR and drop my UTIL and raise my score a bit?
ps. just waiting on the JFCU card to come in the mail which i was approved for 3k and asked to see if i can be approved for 5k.
