WAMU PFICO Day

[Anonymous]

A reminder to those with WAMU-

Today is PFICO day- no change for me from Jan-

No more PFICO's listed under 600 anymore for me-

The chart looked wild with a 480 and a 710 at the same time-

[mipema]

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Timothy wrote:

A reminder to those with WAMU-

Today is PFICO day- no change for me from Jan-

No more PFICO's listed under 600 anymore for me-

The chart looked wild with a 480 and a 710 at the same time-

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Thanks Timothy for the reminder.  Just went to check my PFICO's on WAMU's site, and was a little surprised with the drop in points this month.  Only new activity has been the addition of a Discover More, and a my CL on my Wachovia Visa has doubled after a hard inquiry.  A total of 8k new CL.  Now for the slow climb back up.

669     Mar 07

669     Apr 07

671     May 07

720     Jun 07

715     Jul 07

715     Aug 07

719     Sep 07

720     Oct 07

719     Nov 07

723     Dec 07

728     Jan 08

697     Feb 08

[orl2185]

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mipema wrote:

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Timothy wrote:

A reminder to those with WAMU-

Today is PFICO day- no change for me from Jan-

No more PFICO's listed under 600 anymore for me-

The chart looked wild with a 480 and a 710 at the same time-

---

Thanks Timothy for the reminder.  Just went to check my PFICO's on WAMU's site, and was a little surprised with the drop in points this month.  Only new activity has been the addition of a Discover More, and a my CL on my Wachovia Visa has doubled after a hard inquiry.  A total of 8k new CL.  Now for the slow climb back up.

669     Mar 07

669     Apr 07

671     May 07

720     Jun 07

715     Jul 07

715     Aug 07

719     Sep 07

720     Oct 07

719     Nov 07

723     Dec 07

728     Jan 08

697     Feb 08

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Give it a few months till scores rebound. Nice improvement there BTW

[Anonymous]

Mine took a little hit Jan 08 two new inquieres and two new credit cards in Dec 07. Looks

like it's coming back up already.

692  07 Mar
681  07 May
713  07 Jun
708  07 Jul
708  07 Aug
704  07 Sep
708  07 Oct
708  07 Nov
713  07 Dec
702  08 Jan
707  08 Feb

Woody

[Anonymous]

Pfico? Are these simular to the myfico score? For me I just pulled my ficos a few days ago and the number is three points apart...

[orl2185]

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ash4557 wrote:

Pfico? Are these simular to the myfico score? For me I just pulled my ficos a few days ago and the number is three points apart...

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They basically credit cards enhanced scores. Rely mainly on cc usage, not other accounts or TLS.

[Anonymous]

I cant wait to get my pfico scores, so i can have a history!  Still have the "may take up to 4 weeks".

[Anonymous]

My scores inched up by only 6 points. Time to get utils down, and get some age and history on the cc's I got in my app'ing frenzy of last fall.

[Anonymous]

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@Anonymous wrote:

A reminder to those with WAMU-

Today is PFICO day- no change for me from Jan-

No more PFICO's listed under 600 anymore for me-

The chart looked wild with a 480 and a 710 at the same time-

---

Hmmm, mine didn't update today.

It looks like mine last updated on February 1...Maybe I'll have to wait til March.

I wish it would update for me today though, because it would be interesting to see the diff between my pfico and my reg fico that I just pulled last night from TU.

[Anonymous]

Back in December I opened up two new Citi cards because they had 0% BT with no fees.  I put $5,900 on one card (100% maxed out) and $4,600 on the other card (out of $6,500 CL).

Score in December:  814

Score in January: 765

Score in February: 732

Amazing what two cards with poor utilization can do!!!