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I was wondering if anyone else has noticed that the PFICO score that is usually given for free with a WAMU card has not updated since September?
It is one of the best features of WAMU's cards since it's basically a TransUnion score provided for free every month...
Interesting, I must confess that I had never actually tried keeping track of what day of the month the score would update.
Maybe I'm just being impatient with the whole WAMU/JP Morgan thing. I'm kinda worried they'll stop giving us free FICO scores
@Not_the_Point wrote:Interesting, I must confess that I had never actually tried keeping track of what day of the month the score would update.
Maybe I'm just being impatient with the whole WAMU/JP Morgan thing. I'm kinda worried they'll stop giving us free FICO scores
Don't worry. Chase ain't giving you a free FICO.
@Not_the_Point wrote:I was wondering if anyone else has noticed that the PFICO score that is usually given for free with a WAMU card has not updated since September?
It is one of the best features of WAMU's cards since it's basically a TransUnion score provided for free every month...
I bought a bike on one of my credit cards maxing the card out. My credit score dropped 20 points on WaMu's FICO even before the due date of the credit card I had used. Then I paid the credit card off in full (by the due date) and the next month WaMu's FICO dropped 26 more points. Being down 46 point just because I bought a bike, I decided to get a FICO score (paid for it). It was 14 points higher than WaMu's score. I'm totally at loss. I have 2 other cards nearly maxed. One, I'm paying the minimums at very low interest, the other I spend like $1000 per month and pay like $1200 per month on so it's headed down. All my other cards are zero, no other changes on my credit report from last time I ran it. Go figure...
@Karatz wrote:
@Not_the_Point wrote:I was wondering if anyone else has noticed that the PFICO score that is usually given for free with a WAMU card has not updated since September?
It is one of the best features of WAMU's cards since it's basically a TransUnion score provided for free every month...
I bought a bike on one of my credit cards maxing the card out. My credit score dropped 20 points on WaMu's FICO even before the due date of the credit card I had used. Then I paid the credit card off in full (by the due date) and the next month WaMu's FICO dropped 26 more points. Being down 46 point just because I bought a bike, I decided to get a FICO score (paid for it). It was 14 points higher than WaMu's score. I'm totally at loss. I have 2 other cards nearly maxed. One, I'm paying the minimums at very low interest, the other I spend like $1000 per month and pay like $1200 per month on so it's headed down. All my other cards are zero, no other changes on my credit report from last time I ran it. Go figure...
WaMu provided a bank enhanced score FICO is a classic score. They can be a bit different.