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Hmmm.
Well, that's interesting.
Last year, when I applied with Chase, they checked Equifax, and declined due to an old collection and not enough time on my open accounts.
I got my WaMu card in the fall with no problems.
I have recieved the letters, and the one about getting a new card whenever my old card expires (which will be in 2011). By then, I'll have my credit with Equifax good to go.
I'd prefer the Chase branded card, but I don't want the account closed.
I guess I'll wait and see what happens when others try it.
Received the same letter telling me that my Providian would be Flexible Rewards...wish I'd known that before I rushed to use my reward points last week! This card has always had a much higher apr than my Wamu card. Much higher credit limit too. Keeping my fingers crossed that sometime in the near future I just MIGHT stand a chance of having my apr lowered