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@ptatohed wrote:
@xenon3030 wrote:
@ptatohed wrote:This bites. I use my Cap1 WM card to order online a few times a month for 5% CB with the card + another 5% with Cap1 shopping offers. Even if another issuer offers a new 5% WM card (I really think this has to happen, for walmart.com to try and compete with amazon), I won't be able to stack 10% any more. I let my QS wither away over a decade ago. What am I going to do with a worthless QS??
SD.
Lol, yeah, I guess so. Actually, even if WM partners with a new issuer to offer a 5% card, the 1.5% QS + 5% Cap1 WM shopping offer = 6.5%. That assumes Cap1 keeps offering the 5% shopping offer though.
Occasionally, it is possible to get around 30-52% off on WM purchases. The obvious ones are Instacart and using portals. The Instacart one requires some planning in advance and purchasing Instacart GC with high discount, that would result up to ~52% off. Anyway, it needs delivery and some fees would be associated to it.
I typically shop at Walmart once a year to get my annual salt supplies for my water softener
. I do it at the end of the year to get large discounts around Black Friday. The quality of almost anything else that I purchased at Walmart sucked and I do my shopping elsewhere.
@ptatohed wrote:What am I going to do with a worthless QS??
If anyone can figure it out it will be you.
I do wonder if this will be a new account and will lower AAoA or will it be the same account + age
@Anonymous wrote:I do wonder if this will be a new account and will lower AAoA or will it be the same account + age
It's effectively just a product change, so it should be the same account for reporting purposes.





Does Wal-Mart have a good price on salt? I never noticed. I get mine at costco, $6.99 for the iron flavor. If I were getting a year supply, I might need the trailer!
@FicoMike0 wrote:Does Wal-Mart have a good price on salt? I never noticed. I get mine at costco, $6.99 for the iron flavor. If I were getting a year supply, I might need the trailer!
The salt supply at Costco is 50lb. I do prefer to purchase 25lb supplies
. The price per pound becomes slightly higher while it minimizes any risk of possible back pain.
There is no need to purchase iron flavored salt, since iron solution can be added manually.











@Drifter73 wrote:I would hope their forced PC is based off higher usage categories as to what they PC you to rather than QS being the only option for everyone.
I haven't been alerted to anything yet for my C1 WM wMC. I'll give it more time before I become concerned they may just close mine with no PC at all.
Same thing for mines, at least yet. I was hoping that they give comsumers the option to either:
A) Those who sticking with CapOne, may have an other to apply to other cashback/rewards card rather than just QS, like Savor/Savor One or Venture.
or
B) Stick with Walmart if they find a new issuer to replace Capital One for their open-loop and closed-loop rewards/store cards (maybe go with either WF, PNC, BofA, Chase, US Bank, Citi or probably back to Synchrony, hopefully not Comenity, they're litterally the worst.)











I wish I could have chosen the product type. I'll keep an eye on the process. Most likely, I'll close the card. The $2250 limit seems like a joke compared to my SavorOne with a $15,000 limit.
@DanteJuan95 wrote:if they (Walmart) find a new issuer to replace Capital One for their open-loop and closed-loop rewards/store cards (maybe go with either WF, PNC, BofA, Chase, US Bank, Citi or probably back to Synchrony, hopefully not Comenity, they're literally the worst.)
I seriously can't see WF, PNC, BofA, Chase, US Bank, Citi or ANY of the big boys wanting to touch that train wreck.
Walmart is as much of or more than a Diva than Apple
I think Credit One may be in order
--------------------------------------------
https://www.paymentsjournal.com/rumble-on-aisle-5-walmart-sues-capital-one-on-co-brand-partnership/
"2019, Walmart sued Synchrony on their co-brand card. ... claiming that Synchrony was refusing to underwrite weak credit card accounts ... Walmart filed an $800 million lawsuit against Synchrony, claiming lost revenue by Synchrony’s underwriting standards.”
Lawsuit against Sync was dropped, but Sync still lost multiple 10's of millions having to sell the portfolio to Capital One
"2023 "Walmart alleged that Capital One didn’t provide the customer service it was obligated to offer, such as replacing lost cards promptly. ... and didn’t promptly post some transactions and payments to cardholders’ accounts."
Capital One gets left with a portfolio debt of 8.5 Billion
"In December 2022 (before the lawsuit against Capital One to break the contract), CNBC reported that Walmart is backing a fintech ... Walmart is the majority owner of "One" the new venture led by Goldman Sachs veterans. ... Those veterans come from Goldman Sachs floundering card business."