Is this card still a triple HP if you apply for it? I was considering apply for it once I've been in the garden for six months (6/1/2020) since I've been making purchases online. I already have the Venture One, Savor One and the Kohl's cards by Cap1. I only want the store card. I don't want the regular card that you can use anywhere. I would never use it outside of Walmart.
Yes, it is.
Unless people are planning a spree, I seriously don't get the hang up over an inquiry per bureau. It's not like you're getting hit 3x on EX. I've gotten approvals for the last 2 years with 20 average inquiries.
I don't think it's anal to have a plan. In particular folks who are rebuilding may have some cards that are more important to them than others, so a triple pull may not be great timing wise.
@recoveringfrombk7 wrote:I don't think it's anal to have a plan. In particular folks who are rebuilding may have some cards that are more important to them than others, so a triple pull may not be great timing wise.
I can get it if they're planning to maximize the inquiries, but the consensus here is the triple pull is a 4 letter word. It's pretty ridiculous for the most part. If everyone followed the commonly given advice of only apping once every 3-6 months, the effects are pretty negligible.
@Anonymous wrote:I was just approved and it was a triple pull
Congratulations on your approval!
