Walmart MasterCard

[Anonymous]

Thanks! I was completely shocked by it being as though Cap 1 was IIB.

[AllZero]

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@Anonymous wrote:

Thanks! I was compeltely shocked by it being as though Cap 1 was IIB.

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That's one of the good things about Capital One, they won't blacklist you forever.

[Azuieldrago]

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@Anonymous wrote:

I was just approved and it was a triple pull

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Are your scores current? I am pretty much right there with you in scores and the same timeframe for BK. Walmart is basically the only store card I want. I want to try but without a prequal, nervous about getting a dead in the water HP and shoot my gardening back for nothing.

[Anonymous]

Yes, my scores are current and I just applied tonight. 

[jamesdwi]

Personally I think its an insult of an existing customer, my oldest credit card is a CapOne card, they have been SP me for the last 11+ years. They should have a pretty good idea of my credit profile is by now.  Its just there programmers are too lazy to do the necessary coding to analyse existing customers profiles, so they subject prime card customers to the same requirements of there sub-prime customers.  

Why are customers with 780+ credit scores, plus multiple years of SP history to the lender subject to same tripple pull they use on customers with little or no credit history, and 640 credit scores.  

[firefox100]

Yes it is understandable to be concerned about inquiries at this time. Take it from some with over 190K available credit and discover with credit line of 29K and my BOA master card with a cl of 25K. Right now you want to keep your head and do anything that will cause banks to cut credit limits or shoud down accounts. If you can through the next year wih out getting your accounts shut down and scores over 750 the banks will be looking for you and kiss your but and give you any thing you want you will be in the driver seat. At some point the banks will be between rock and place because thay will want keep up ther profits and be looking for customers who got through covid 19 great credit reports and did not ask for payment help.