Walmart credit card....Did you know??.

[Anonymous]

In the garden, bored, became curious about the cash limit on the card.  On occasion when I shop and swipe, I notice the cash back option.  When I reviewed my statement their was a 160.00 available for cash.  Sooooo, I called to learn more about how this cash option works and is replenished.   Come to find out, while they set a low cash limit initially, you have the option of requesting up to 20% of your total credit line as a cash option.  It has to be approved, but I didn't know that was available. And what is also great is that there is no extra fees associated with the cash back option.  Walmart is becoming more and more useful/flexible card.  I really appreciate the no interest financing options, 5 cents off per gallon of gas, it can be used at SAMs Club.   Daydreaming while gardening, a $6,000 CL, with the possibility of a $1200.00 cash option, nice very nice!😊😊

[Anonymous]

You wouldn't get all of it as part of a purchase, which is when the cash option is not billed as a cash advance.

[Anonymous]

It is an awesome option and I especially love that the card can be used at sams club. buying gas there is my go to now and im saving tons of money as a result. 

[Anonymous]

Just wait until you have both cards and make $100 payment on the SAMS with your Walmart card advance, essentially. I do not condone this type of behavior unless your due dates are the 8th and the 20th like mine. I have never run up the balances past 300 bucks so for PIF of Low amounts…a beautiful thing

[Anonymous]

Wal-Mart denied me but I had no idea there was any store card that had a cash back option. That's pretty cool, actually! I use fuel rewards, and actually end up getting about 15-25¢ a gallon off just for my normal day to day shopping. Groceries rack up the bonus points, plus those little convenience store purchases like soft drinks and such. I used to use a Wal-Mart gift card for the 5¢ off but this is easier. A Wal-Mart card would have been nice for things like groceries, or the day my coffee maker took a dirt nap. The 4 days between coffee maker death and payday were long days indeed.

[SunriseEarth]

---

@Anonymous wrote:

In the garden, bored, became curious about the cash limit on the card.  On occasion when I shop and swipe, I notice the cash back option.  When I reviewed my statement their was a 160.00 available for cash.  Sooooo, I called to learn more about how this cash option works and is replenished.   Come to find out, while they set a low cash limit initially, you have the option of requesting up to 20% of your total credit line as a cash option.  It has to be approved, but I didn't know that was available. And what is also great is that there is no extra fees associated with the cash back option.  Walmart is becoming more and more useful/flexible card.  I really appreciate the no interest financing options, 5 cents off per gallon of gas, it can be used at SAMs Club.   Daydreaming while gardening, a $6,000 CL, with the possibility of a $1200.00 cash option, nice very nice!😊😊

---

Are you saying that you can call in and have this adjusted?   That's a very big development if that's true.   Previously, there wasn't a way to adjust how much your cash back limit was and it didn't grow with your card.   So, if you were originally approved with a $300 CL, your cash CL was $60.   If your card CL went up, your cash CL didn't.   I currently have a $5K Wally card with a $60 cash limit.   

[Anonymous]

---

@SunriseEarth wrote:

---

@Anonymous wrote:

In the garden, bored, became curious about the cash limit on the card.  On occasion when I shop and swipe, I notice the cash back option.  When I reviewed my statement their was a 160.00 available for cash.  Sooooo, I called to learn more about how this cash option works and is replenished.   Come to find out, while they set a low cash limit initially, you have the option of requesting up to 20% of your total credit line as a cash option.  It has to be approved, but I didn't know that was available. And what is also great is that there is no extra fees associated with the cash back option.  Walmart is becoming more and more useful/flexible card.  I really appreciate the no interest financing options, 5 cents off per gallon of gas, it can be used at SAMs Club.   Daydreaming while gardening, a $6,000 CL, with the possibility of a $1200.00 cash option, nice very nice!😊😊

---

Are you saying that you can call in and have this adjusted?   That's a very big development if that's true.   Previously, there wasn't a way to adjust how much your cash back limit was and it didn't grow with your card.   So, if you were originally approved with a $300 CL, your cash CL was $60.   If your card CL went up, your cash CL didn't.   I currently have a $5K Wally card with a $60 cash limit.   

---

That is exactly what I am saying.  I had paid on my bill and I had used  40 dollars of the cash option, I asked how was that was replenished, the CSR said when I make a payment, that is one of the last  things adjusted.  The CSR went on to say, I could request up to 20% of my credit line as a cash option, but it would have to be approved.  I did not ask how much at one time I could withdrawal.  I don't how they establish the cash limit in the first place, but I have a 6000.00 limit currently with a 160.00 cash option.  

[SunriseEarth]

---

@Anonymous wrote:

---

@SunriseEarth wrote:

---

@Anonymous wrote:

In the garden, bored, became curious about the cash limit on the card.  On occasion when I shop and swipe, I notice the cash back option.  When I reviewed my statement their was a 160.00 available for cash.  Sooooo, I called to learn more about how this cash option works and is replenished.   Come to find out, while they set a low cash limit initially, you have the option of requesting up to 20% of your total credit line as a cash option.  It has to be approved, but I didn't know that was available. And what is also great is that there is no extra fees associated with the cash back option.  Walmart is becoming more and more useful/flexible card.  I really appreciate the no interest financing options, 5 cents off per gallon of gas, it can be used at SAMs Club.   Daydreaming while gardening, a $6,000 CL, with the possibility of a $1200.00 cash option, nice very nice!😊😊

---

Are you saying that you can call in and have this adjusted?   That's a very big development if that's true.   Previously, there wasn't a way to adjust how much your cash back limit was and it didn't grow with your card.   So, if you were originally approved with a $300 CL, your cash CL was $60.   If your card CL went up, your cash CL didn't.   I currently have a $5K Wally card with a $60 cash limit.   

---

That is exactly what I am saying.  I had paid on my bill and I had used  40 dollars of the cash option, I asked how was that was replenished, the CSR said when I make a payment, that is one of the last  things adjusted.  The CSR went on to say, I could request up to 20% of my credit line as a cash option, but it would have to be approved.  I did not ask how much at one time I could withdrawal.  I don't how they establish the cash limit in the first place, but I have a 6000.00 limit currently with a 160.00 cash option.  

---

I'll have to call in and see if they can adjust mine.  Based off your cash limit, I'm guessing your Wally CL was $800 on approval.   

AFAIK, you're limited to $60 per day cashover with the Wally store card and $100 per day with the MC.   Sam's Club works the same way for their cards and cashover.  

[Anonymous]

---

@SunriseEarth wrote:

---

@Anonymous wrote:

---

@SunriseEarth wrote:

---

@Anonymous wrote:

In the garden, bored, became curious about the cash limit on the card.  On occasion when I shop and swipe, I notice the cash back option.  When I reviewed my statement their was a 160.00 available for cash.  Sooooo, I called to learn more about how this cash option works and is replenished.   Come to find out, while they set a low cash limit initially, you have the option of requesting up to 20% of your total credit line as a cash option.  It has to be approved, but I didn't know that was available. And what is also great is that there is no extra fees associated with the cash back option.  Walmart is becoming more and more useful/flexible card.  I really appreciate the no interest financing options, 5 cents off per gallon of gas, it can be used at SAMs Club.   Daydreaming while gardening, a $6,000 CL, with the possibility of a $1200.00 cash option, nice very nice!😊😊

---

Are you saying that you can call in and have this adjusted?   That's a very big development if that's true.   Previously, there wasn't a way to adjust how much your cash back limit was and it didn't grow with your card.   So, if you were originally approved with a $300 CL, your cash CL was $60.   If your card CL went up, your cash CL didn't.   I currently have a $5K Wally card with a $60 cash limit.   

---

That is exactly what I am saying.  I had paid on my bill and I had used  40 dollars of the cash option, I asked how was that was replenished, the CSR said when I make a payment, that is one of the last  things adjusted.  The CSR went on to say, I could request up to 20% of my credit line as a cash option, but it would have to be approved.  I did not ask how much at one time I could withdrawal.  I don't how they establish the cash limit in the first place, but I have a 6000.00 limit currently with a 160.00 cash option.  

---

I'll have to call in and see if they can adjust mine.  Based off your cash limit, I'm guessing your Wally CL was $800 on approval.   

AFAIK, you're limited to $60 per day cashover with the Wally store card and $100 per day with the MC.   Sam's Club works the same way for their cards and cashover.  

---

What is a Wally CL?  You post was way over my head, lol!  Please explain.

[SunriseEarth]

---

@Anonymous wrote: 

---

I'll have to call in and see if they can adjust mine.  Based off your cash limit, I'm guessing your Wally CL was $800 on approval.   

AFAIK, you're limited to $60 per day cashover with the Wally store card and $100 per day with the MC.   Sam's Club works the same way for their cards and cashover.  

---

What is a Wally CL?  You post was way over my head, lol!  Please explain.

---

Wally=Wal-Mart  CL=Credit Limit/Line   We abbreviate a lot around here....LOL