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Walmart won't upgrade store card to Mastercard without HP

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Anonymous
Not applicable
‎11-18-2015 01:56 PM
‎11-18-2015 01:56 PM

Re: Walmart won't upgrade store card to Mastercard without HP

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:

I have a $1000 CLI with Walmart.  I recieved a letter from them in July I think myabe August stating mid October I will be recieving a Walmart Mastercard form them.  I did call to confirm this was accurate information.  Did anyone else get this letter?

I got the same letter at the same time, just got the card early this week.  Got it activated and rolling today.  Good 1500 CLI as well, even thought the letter with the new card stated my old credit line.

My card finally came a few days ago.  Very excited.  I am at $1700 now. Hping they incraese it in a few months. 

Devon, how has the Walmart mastercard reported to your CRA's?  A new account for the MC with no payment history?  and closed store account?

Turned down this offer based on this happening and impacting my short AAOA

 

Nordstrom store card upgrade works very well.  Just upgraded it to a Visa Signature.  They simply changed the account type reporting and payment history stays.

No hard pull, no new account reporting.  

 

I won't be too sure until another few months my last pull was Oct but I did not get an alert on my credit report.  I am hoping this does not impact my CRA.  I am wondering if because of chip techonoly they are upgrading everyone.  I did ask walmart awhile ago how to get a MC and they stated I needed higher credit limit and better credit. My credit limit was $1000 when I got the letter. 

I chatted with Walmart. They stated my card is an upgrade and my AAOA won't be impacted.  All my info will transfer over to my new card.  Thank Goodness. 

Message 41 of 48
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taxi818
Super Contributor
‎11-18-2015 02:12 PM
‎11-18-2015 02:12 PM

Re: Walmart won't upgrade store card to Mastercard without HP

@Anonymous wrote:

If you do take the HP will they transfer your walmart credit line over to the new MC?

Mostly invite. Taking the Hp is for another card. As i know for sure in some cases will end up with two store cards. Or possibly the store card and the mastercard. Not worth it. Best to wait until they invite you. its not going anywhere.

Message 42 of 48
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FinStar
Moderator Emeritus
‎11-18-2015 04:08 PM
‎11-18-2015 04:08 PM

Re: Walmart won't upgrade store card to Mastercard without HP

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:

I have a $1000 CLI with Walmart.  I recieved a letter from them in July I think myabe August stating mid October I will be recieving a Walmart Mastercard form them.  I did call to confirm this was accurate information.  Did anyone else get this letter?

I got the same letter at the same time, just got the card early this week.  Got it activated and rolling today.  Good 1500 CLI as well, even thought the letter with the new card stated my old credit line.

My card finally came a few days ago.  Very excited.  I am at $1700 now. Hping they incraese it in a few months. 

Devon, how has the Walmart mastercard reported to your CRA's?  A new account for the MC with no payment history?  and closed store account?

Turned down this offer based on this happening and impacting my short AAOA

 

Nordstrom store card upgrade works very well.  Just upgraded it to a Visa Signature.  They simply changed the account type reporting and payment history stays.

No hard pull, no new account reporting.  

 

I won't be too sure until another few months my last pull was Oct but I did not get an alert on my credit report.  I am hoping this does not impact my CRA.  I am wondering if because of chip techonoly they are upgrading everyone.  I did ask walmart awhile ago how to get a MC and they stated I needed higher credit limit and better credit. My credit limit was $1000 when I got the letter. 

I chatted with Walmart. They stated my card is an upgrade and my AAOA won't be impacted.  All my info will transfer over to my new card.  Thank Goodness. 

You better check your CRs.  If your Walmart store card was upgraded to MC, the store card is closed and the MC will not retain the open date of the store card, it will report as a new account.

Message 43 of 48
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Ron1
Super Contributor
‎11-18-2015 04:10 PM
‎11-18-2015 04:10 PM

Re: Walmart won't upgrade store card to Mastercard without HP

Sorry to hear!!! Smiley Sad They told me I had to apply for Walmart MC. I cannot request to upgrade.

 

 

Ron.

Message 44 of 48
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taxi818
Super Contributor
‎11-18-2015 04:10 PM
‎11-18-2015 04:10 PM

Re: Walmart won't upgrade store card to Mastercard without HP

@FinStar wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:

I have a $1000 CLI with Walmart.  I recieved a letter from them in July I think myabe August stating mid October I will be recieving a Walmart Mastercard form them.  I did call to confirm this was accurate information.  Did anyone else get this letter?

I got the same letter at the same time, just got the card early this week.  Got it activated and rolling today.  Good 1500 CLI as well, even thought the letter with the new card stated my old credit line.

My card finally came a few days ago.  Very excited.  I am at $1700 now. Hping they incraese it in a few months. 

Devon, how has the Walmart mastercard reported to your CRA's?  A new account for the MC with no payment history?  and closed store account?

Turned down this offer based on this happening and impacting my short AAOA

 

Nordstrom store card upgrade works very well.  Just upgraded it to a Visa Signature.  They simply changed the account type reporting and payment history stays.

No hard pull, no new account reporting.  

 

I won't be too sure until another few months my last pull was Oct but I did not get an alert on my credit report.  I am hoping this does not impact my CRA.  I am wondering if because of chip techonoly they are upgrading everyone.  I did ask walmart awhile ago how to get a MC and they stated I needed higher credit limit and better credit. My credit limit was $1000 when I got the letter. 

I chatted with Walmart. They stated my card is an upgrade and my AAOA won't be impacted.  All my info will transfer over to my new card.  Thank Goodness. 

You better check your CRs.  If your Walmart store card was upgraded to MC, the store card is closed and the MC will not retain the open date of the store card, it will report as a new account.

+1. Don't rely on what a csr tells you. I saw two accounts online when my brother upgraded. They then closed the store card after he activated the MasterCard. New account reported. 

Message 45 of 48
Anonymous
Not applicable
‎12-03-2015 08:10 AM
‎12-03-2015 08:10 AM

Re: Walmart won't upgrade store card to Mastercard without HP

@taxi818 wrote:
@FinStar wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:

I have a $1000 CLI with Walmart.  I recieved a letter from them in July I think myabe August stating mid October I will be recieving a Walmart Mastercard form them.  I did call to confirm this was accurate information.  Did anyone else get this letter?

I got the same letter at the same time, just got the card early this week.  Got it activated and rolling today.  Good 1500 CLI as well, even thought the letter with the new card stated my old credit line.

My card finally came a few days ago.  Very excited.  I am at $1700 now. Hping they incraese it in a few months. 

Devon, how has the Walmart mastercard reported to your CRA's?  A new account for the MC with no payment history?  and closed store account?

Turned down this offer based on this happening and impacting my short AAOA

 

Nordstrom store card upgrade works very well.  Just upgraded it to a Visa Signature.  They simply changed the account type reporting and payment history stays.

No hard pull, no new account reporting.  

 

I won't be too sure until another few months my last pull was Oct but I did not get an alert on my credit report.  I am hoping this does not impact my CRA.  I am wondering if because of chip techonoly they are upgrading everyone.  I did ask walmart awhile ago how to get a MC and they stated I needed higher credit limit and better credit. My credit limit was $1000 when I got the letter. 

I chatted with Walmart. They stated my card is an upgrade and my AAOA won't be impacted.  All my info will transfer over to my new card.  Thank Goodness. 

You better check your CRs.  If your Walmart store card was upgraded to MC, the store card is closed and the MC will not retain the open date of the store card, it will report as a new account.

+1. Don't rely on what a csr tells you. I saw two accounts online when my brother upgraded. They then closed the store card after he activated the MasterCard. New account reported. 

I checked my credit report. 2 of them.  States account closed due to tranfer.  Will that affect my AAOA?

Message 46 of 48
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gdale6
Moderator Emeritus
‎12-03-2015 09:54 AM
‎12-03-2015 09:54 AM

Re: Walmart won't upgrade store card to Mastercard without HP

@Anonymous wrote:
@taxi818 wrote:
@FinStar wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:

I have a $1000 CLI with Walmart.  I recieved a letter from them in July I think myabe August stating mid October I will be recieving a Walmart Mastercard form them.  I did call to confirm this was accurate information.  Did anyone else get this letter?

I got the same letter at the same time, just got the card early this week.  Got it activated and rolling today.  Good 1500 CLI as well, even thought the letter with the new card stated my old credit line.

My card finally came a few days ago.  Very excited.  I am at $1700 now. Hping they incraese it in a few months. 

Devon, how has the Walmart mastercard reported to your CRA's?  A new account for the MC with no payment history?  and closed store account?

Turned down this offer based on this happening and impacting my short AAOA

 

Nordstrom store card upgrade works very well.  Just upgraded it to a Visa Signature.  They simply changed the account type reporting and payment history stays.

No hard pull, no new account reporting.  

 

I won't be too sure until another few months my last pull was Oct but I did not get an alert on my credit report.  I am hoping this does not impact my CRA.  I am wondering if because of chip techonoly they are upgrading everyone.  I did ask walmart awhile ago how to get a MC and they stated I needed higher credit limit and better credit. My credit limit was $1000 when I got the letter. 

I chatted with Walmart. They stated my card is an upgrade and my AAOA won't be impacted.  All my info will transfer over to my new card.  Thank Goodness. 

You better check your CRs.  If your Walmart store card was upgraded to MC, the store card is closed and the MC will not retain the open date of the store card, it will report as a new account.

+1. Don't rely on what a csr tells you. I saw two accounts online when my brother upgraded. They then closed the store card after he activated the MasterCard. New account reported. 

I checked my credit report. 2 of them.  States account closed due to tranfer.  Will that affect my AAOA?

All open/closed accounts on your CR that are reported by an OC are included in AAoA including lost/stolen and transferred.

Message 47 of 48
0 Kudos
Anonymous
Not applicable
‎12-03-2015 10:16 AM
‎12-03-2015 10:16 AM

Re: Walmart won't upgrade store card to Mastercard without HP

@gdale6 wrote:
@Anonymous wrote:
@taxi818 wrote:
@FinStar wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:

I have a $1000 CLI with Walmart.  I recieved a letter from them in July I think myabe August stating mid October I will be recieving a Walmart Mastercard form them.  I did call to confirm this was accurate information.  Did anyone else get this letter?

I got the same letter at the same time, just got the card early this week.  Got it activated and rolling today.  Good 1500 CLI as well, even thought the letter with the new card stated my old credit line.

My card finally came a few days ago.  Very excited.  I am at $1700 now. Hping they incraese it in a few months. 

Devon, how has the Walmart mastercard reported to your CRA's?  A new account for the MC with no payment history?  and closed store account?

Turned down this offer based on this happening and impacting my short AAOA

 

Nordstrom store card upgrade works very well.  Just upgraded it to a Visa Signature.  They simply changed the account type reporting and payment history stays.

No hard pull, no new account reporting.  

 

I won't be too sure until another few months my last pull was Oct but I did not get an alert on my credit report.  I am hoping this does not impact my CRA.  I am wondering if because of chip techonoly they are upgrading everyone.  I did ask walmart awhile ago how to get a MC and they stated I needed higher credit limit and better credit. My credit limit was $1000 when I got the letter. 

I chatted with Walmart. They stated my card is an upgrade and my AAOA won't be impacted.  All my info will transfer over to my new card.  Thank Goodness. 

You better check your CRs.  If your Walmart store card was upgraded to MC, the store card is closed and the MC will not retain the open date of the store card, it will report as a new account.

+1. Don't rely on what a csr tells you. I saw two accounts online when my brother upgraded. They then closed the store card after he activated the MasterCard. New account reported. 

I checked my credit report. 2 of them.  States account closed due to tranfer.  Will that affect my AAOA?

All open/closed accounts on your CR that are reported by an OC are included in AAoA including lost/stolen and transferred.

Oh boy.  Thank you and the others for the info.  

Message 48 of 48
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