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Want to app for Amex Zync but...

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Anonymous
Not applicable

Re: Want to app for Amex Zync but...

Checked Application Status Today on AMEX's Site, went from "Declined" to "Canceled"

 

 

 

Time to call the Executive Office

Message 71 of 98
pizzadude
Credit Mentor

Re: Want to app for Amex Zync but...

 

Wow, thats strange ~ I have heard that others have had issues with setting up their AutoPay ~ hopefully they can get it worked out for you....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 72 of 98
learnin113
Established Contributor

Re: Want to app for Amex Zync but...

You know, I'm yet to see someone accept the $200 hard limit option.  I mean its a low limit, but there's no autopay.  I'm sure Amex upgrades it to NPSL at 6 months max.  For some reason people keep choosing the autopay $500 limit knowing full well of all the endless posts about how Amex has a lot of problems collecting the banking info and in some cases refuse to honor the counteroffer.  Not to mention the fact that it is autopay!

Message 73 of 98
pizzadude
Credit Mentor

Re: Want to app for Amex Zync but...


@learnin113 wrote:

You know, I'm yet to see someone accept the $200 hard limit option.  I mean its a low limit, but there's no autopay.  I'm sure Amex upgrades it to NPSL at 6 months max.  For some reason people keep choosing the autopay $500 limit knowing full well of all the endless posts about how Amex has a lot of problems collecting the banking info and in some cases refuse to honor the counteroffer.  Not to mention the fact that it is autopay!


LOL.   Let me be the first to speak up then ~  I have the ZYNC, with a whopping $200 Hard Limit !!!    Smiley Very Happy

 

I actually accepted the 200 limit for the exact reason you described - there always seems to be trouble setting up autopay.    And for my purposes, there's really not enough of a difference between 200 and 500 to justify the auto pay.   I just pay it off when I get close to $200, and keep going...

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 74 of 98
CS800
Super Contributor

Re: Want to app for Amex Zync but...


@pizzadude wrote:

@learnin113 wrote:

You know, I'm yet to see someone accept the $200 hard limit option.  I mean its a low limit, but there's no autopay.  I'm sure Amex upgrades it to NPSL at 6 months max.  For some reason people keep choosing the autopay $500 limit knowing full well of all the endless posts about how Amex has a lot of problems collecting the banking info and in some cases refuse to honor the counteroffer.  Not to mention the fact that it is autopay!


LOL.   Let me be the first to speak up then ~  I have the ZYNC, with a whopping $200 Hard Limit !!!    Smiley Very Happy

 

I actually accepted the 200 limit for the exact reason you described - there always seems to be trouble setting up autopay.    And for my purposes, there's really not enough of a difference between 200 and 500 to justify the auto pay.   I just pay it off when I get close to $200, and keep going...


And you know AMEX will make it NPSL in 6 months Smiley Happy




Message 75 of 98
pizzadude
Credit Mentor

Re: Want to app for Amex Zync but...


@CS800 wrote:


And you know AMEX will make it NPSL in 6 months Smiley Happy



Well I hope so.....wont be at the 6 month mark until around March I believe....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 76 of 98
CS800
Super Contributor

Re: Want to app for Amex Zync but...

I hope they give you NPSL before that Smiley Happy




Message 77 of 98
afbar1114
Valued Contributor

Re: Want to app for Amex Zync but...

i had NPSL right away...welll when i got the card i had $250 for the temp card 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 78 of 98
pizzadude
Credit Mentor

Re: Want to app for Amex Zync but...

Yeah, the hard limit is only available for "special" applicants. Smiley Happy
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 79 of 98
CS800
Super Contributor

Re: Want to app for Amex Zync but...


@afbar1114 wrote:

i had NPSL right away...welll when i got the card i had $250 for the temp card 


Same here, I had a temp $250 to use




Message 80 of 98
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