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Want to app for CC's but....

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DoroLucky
Valued Contributor

Re: Want to app for CC's but....

I have 5/6 INQ on TU and 5/6 on EX and16 on EQ even though 5/6 of them were from when I bought my car back in 2014. However, most of my pulls after that has been EQ. I have about 10 new accounts and most pulled from EQ or EQ and TU or EX.
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 11 of 29
DoroLucky
Valued Contributor

Re: Want to app for CC's but....


@redpat wrote:

Wait until you get it issue resolved with EX then you have more options such as Chase and Amex.

 

Barclay, meh!  

 

Who's pulled EQ may I ask, all my pulls have been EX with chase amex and the dreaded 3 pull from CO.  Discover was the only one that pulled EQ.


You're right...who am I kidding I am supposed to be gardening Smiley LOL but this forum makes you want to app LOL. 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 12 of 29
redpat
Senior Contributor

Re: Want to app for CC's but....


@DoroLucky wrote:

@redpat wrote:

Wait until you get it issue resolved with EX then you have more options such as Chase and Amex.

 

Barclay, meh!  

 

Who's pulled EQ may I ask, all my pulls have been EX with chase amex and the dreaded 3 pull from CO.  Discover was the only one that pulled EQ.


You're right...who am I kidding I am supposed to be gardening Smiley LOL but this forum makes you want to app LOL. 


Lol!  Plan your cards around a reward plan.  Having too many cards can dilute spend to accumulate good reward points.  I chose MR and UR and most of my spend is either Amex or Chase, very little or none w/ CO and Discover even with the 5% catagories.

 

 I fly AA most of the time but sometimes you just can't get caught up in the sign-up bonus and trying to justify apping because that Citi spend will take away my MR and UR spend.  

 

I can't tell you how many times I have thought of getting Citi Prestige because of AA.  If they would let you transfer TY points to AA then I might consider apping.

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP
Message 13 of 29
DoroLucky
Valued Contributor

Re: Want to app for CC's but....


@redpat wrote:

@DoroLucky wrote:

@redpat wrote:

Wait until you get it issue resolved with EX then you have more options such as Chase and Amex.

 

Barclay, meh!  

 

Who's pulled EQ may I ask, all my pulls have been EX with chase amex and the dreaded 3 pull from CO.  Discover was the only one that pulled EQ.


You're right...who am I kidding I am supposed to be gardening Smiley LOL but this forum makes you want to app LOL. 


Lol!  Plan your cards around a reward plan.  Having too many cards can dilute spend to accumulate good reward points.  I chose MR and UR and most of my spend is either Amex or Chase, very little or none w/ CO and Discover even with the 5% catagories.

 

 I fly AA most of the time but sometimes you just can't get caught up in the sign-up bonus and trying to justify apping because that Citi spend will take away my MR and UR spend.  

 

I can't tell you how many times I have thought of getting Citi Prestige because of AA.  If they would let you transfer TY points to AA then I might consider apping.


Some of us are still new here and don't quite get the lingo LOL 

 

What is MR and UR? CO? LOL

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 14 of 29
satasat360
Regular Contributor

Re: Want to app for CC's but....


@DoroLucky wrote:

@redpat wrote:

@DoroLucky wrote:

@redpat wrote:

Wait until you get it issue resolved with EX then you have more options such as Chase and Amex.

 

Barclay, meh!  

 

Who's pulled EQ may I ask, all my pulls have been EX with chase amex and the dreaded 3 pull from CO.  Discover was the only one that pulled EQ.


You're right...who am I kidding I am supposed to be gardening Smiley LOL but this forum makes you want to app LOL. 


Lol!  Plan your cards around a reward plan.  Having too many cards can dilute spend to accumulate good reward points.  I chose MR and UR and most of my spend is either Amex or Chase, very little or none w/ CO and Discover even with the 5% catagories.

 

 I fly AA most of the time but sometimes you just can't get caught up in the sign-up bonus and trying to justify apping because that Citi spend will take away my MR and UR spend.  

 

I can't tell you how many times I have thought of getting Citi Prestige because of AA.  If they would let you transfer TY points to AA then I might consider apping.


Some of us are still new here and don't quite get the lingo LOL 

 

What is MR and UR? CO? LOL


MR - Amex Membership Rewards

UR - Chase Ultimate Rewards

CO- I beleive  he/she meant Capital One


Starting Score: 669
Current Score: 777
Goal Score: 800


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Message 15 of 29
DoroLucky
Valued Contributor

Re: Want to app for CC's but....

Thanks, now that makes sense lol
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 16 of 29
Anonymous
Not applicable

Re: Want to app for CC's but....


@DoroLucky wrote:
Thanks....however that is not always the case. They sometimes triple and double pull Smiley Sad


Barlays rarely pulls anything other than TU.

Message 17 of 29
DoroLucky
Valued Contributor

Re: Want to app for CC's but....


@Anonymous wrote:

@DoroLucky wrote:
Thanks....however that is not always the case. They sometimes triple and double pull Smiley Sad


Barlays rarely pulls anything other than TU.


Thanks. Is Barclays consider a prime lender? They sent me a pre-qual months ago but I tossed it. 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 18 of 29
Anonymous
Not applicable

Re: Want to app for CC's but....


@DoroLucky wrote:

@Anonymous wrote:

@DoroLucky wrote:
Thanks....however that is not always the case. They sometimes triple and double pull Smiley Sad


Barlays rarely pulls anything other than TU.


Thanks. Is Barclays consider a prime lender? They sent me a pre-qual months ago but I tossed it. 


They have some prime cards and some not so prime cards.

Message 19 of 29
DoroLucky
Valued Contributor

Re: Want to app for CC's but....

I'll pass on them. The apping urge has somewhat subsided LOL. I will keep my butt in the garden and stay away from CC approval threads Smiley LOLSmiley Very Happy

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 20 of 29
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