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Wayfair (Comenity)--What's The Highest CL You Can Have?

tag
Credit-hoarder
Valued Contributor

Wayfair (Comenity)--What's The Highest CL You Can Have?

Anyone with a high CL (i.e. $20K or more)?  I know a lot of the Comenity store cards go up to $30K and some beyoned that (Pottery Barn)-but haven't found much on here about Wayfair. And is it best to ask by phone instead of online for a CLI with this one?

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 1 of 34
33 REPLIES 33
J-F168
Frequent Contributor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

Just 8.5k here.

EX 716 - EQ 707 - TU 724
BK 7 D/C Dec '16.
Message 2 of 34
Anonymous
Not applicable

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

Im at 6300 after just six months, ill let ya know in another six, its going up by 1500-2000 a month right now (the last three months its gone up a total of 4800)

Message 3 of 34
fltireguy
Valued Contributor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

14500 here
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 4 of 34
Boonie
Frequent Contributor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

I'm at $22,200.

04/10/17 - FICO 8s - EX 769, EQ 710, TU 724
Message 5 of 34
Credit-hoarder
Valued Contributor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

Thanks for the replies. At least now I know that this card is capable of going past the $20K mark.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 6 of 34
peghede
Valued Contributor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

dang it over 20k on this card thats insane.you can get allot of stuff for just 5k-10k wonder what 20k would buy you.

Message 7 of 34
Credit-hoarder
Valued Contributor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?


wrote:

dang it over 20k on this card thats insane.you can get allot of stuff for just 5k-10k wonder what 20k would buy you.


LOL Peghede--Good one. One of these days my BBVA AMEX will have the same limit as yours--wish I could have your Kay Jewelers limit too!

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 8 of 34
Anonymous
Not applicable

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?

Hi what's your strategy here. I just got a wayfair card today. I am not used to buying things with credit. Should I bought a large thing and pay it off by cycle end each month. Or just a small item? 

Message 9 of 34
Jnbmom
Credit Mentor

Re: Wayfair (Comenity)--What's The Highest CL You Can Have?


@Anonymous wrote:

Hi what's your strategy here. I just got a wayfair card today. I am not used to buying things with credit. Should I bought a large thing and pay it off by cycle end each month. Or just a small item? 


If you find something you need then you can make a purchase, it in no way needs to be a big ticket item. I have made one purchase for 43.00 (something I needed) and that's been it. My SL has increased to 6500.

EXP 780 EQ 796 TU 810
Message 10 of 34
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