Wayfair SCT SUCCESS only !!!

[Anonymous]

No Hard Pull= credit core dosnt matter mine was 620( from all my SCTs)

1. I never went to the site before, So if u have clear your cookies. or use a browser you dont use.

2. i placed over $600 in cart , a couch and pillows. Took me to "sign up"-I did

3. Shipping info-I did (KEEP GOIG)

4 Got to CC info payment page - Kind bumbed I thought i didnt work...I waited 5 sec.  started to click back and boom pop up! 

I have use many Credit card tricks and worked. Questions Just ask. I think u needed to go a bit further like you were really going to buy. Im having trouble with the portman guide SCT. so i can totally under stand your wants!

[Anonymous]

Really take your time. Add stuff to your cart on your phone, come back on multiple computers if possible.

I was given 1200 with ex of 680. It might have been 1k with insta-bump, can't remember.

[Vegas4Play]

Thank you all so much I really appreciate it. I don't know what it is I still can not make it POP !! I will wait and try later this year. Thank you all again.

[txbusted]

1. Score-620ish

2. Limit given (SL) $1k

3. What was the last step you did before it popped up (signed up for newsletter and checked out)

4. Browser used-Chrome Incognito Window-- I can only get the SCT to work with an incognito window

5. Registered account or no-registered with new account. 

[Indycoltsfan]

Thanks for the laugh - definitely needed it.  A poop up....

[CountryLivin]

Why don't you go to wayfair.com and scroll down to their credit card ad and it says click to apply with a picture of a wayfair card. Click on that and it will take you to their credit card page and there is are two purple buttons....the one on the left to check for pre-approvals and the one on the right to apply for a card.

[indiasnowden]

I went to the site to see if I could try the preapproval purple button. I decided to window shop first. Put a rooster lamp (don't judge me) in my cart. I was browsing Chrome Incognito. Cleared everything first also. I went to check out for the final price just in case I would decide to use my MC. I entered my Wayfair membership account ID and password. Pop up said thanks for returning. I proceeded to the payment page.

Shocking....preapproval screen popped up.

My SL is 500. My scores on myfico are 605 608 and 620. It asked for my income. I only used about 15% of the CL so I can PIF and grow my CL.

I could not get it for any other site after Wayfair. I will try again in 6 months. I am getting ready to work on my file so things should be better in 6 months.

I recently received a 1000 cli from cap1. Then i received a letter from target giving me another 300 to bump me to 1200. Maybe that helped some.

I bought the rooster lamp. 😎

Best of luck to you.

[Anonymous]

1. 650-673

2. $2500 and hit button after I registered. $200----$2700

3. Checked out as guest without CC info and I put about 2k in my cart.

4. Used Chrome on my LG G3. <-----Was at my wifes parents house and was bored. 

5. Not registered.

SCT Frontgate,Wayfair,Overstock and Motorola within in 20 minutes and all on my phone.

[nupey10]

OMG!!!!!

Couldn't wait any longer and decided to try the SCT.... WOW

Just did WayFair SCT and got a $4K limit ... WHAT!!!!

Yes I am excited!!!

It only asked for the last 4 of my SS so I hope it was a SP.

Even though my FICO 8 scores are all above 700 ( 711, 721, 723)  I have a collection from last year and 2-30 day lates from 2012.

Citi denied me a CLI havent tried AMEX for a CLI yet both are only $500 limit

Cr util is in the 30% because of a 10K closed CC I'm still paying on.

Man I am feeling pretty good.

Thanks all for the SCT tips.

[Anonymous]

I tried the sct. Put a few items in. went to the checkout and got the pop up. My SL is $4500 with scores in the 650 range. does anyone know if Wayfair has a hard CL that they wont go past? Since IM now in the garden, how long to wait to ask for a CLI?