@Gmood1 wrote:One of these days. I'll have to visit a Huntington and a Fifth third bank and open accounts. Just so I have the option of applying for credit. Even though I'm outside of both FI's service areas.
I did the same with BMO in order to get their credit products.
Funny I was just looking at Fifth Third Bank (again) and I came across this old post of you mentioning them. Are they geofenced or can anyone get one of their CCs?
@coldfusion wrote:
@Wavester64 wrote:
@Gmood1 wrote:One of these days. I'll have to visit a Huntington and a Fifth third bank and open accounts. Just so I have the option of applying for credit. Even though I'm outside of both FI's service areas.
I did the same with BMO in order to get their credit products.
Funny I was just looking at Fifth Third Bank (again) and I came across this old post of you mentioning them. Are they geofenced or can anyone get one of their CCs?
53 bank is geofenced.
Their StandUp2Cancer card was not geofenced back when I got it but I understand even that has changed.
Thanks @coldfusion , who do they cater to then? What States?
@coldfusion wrote:Can't tell you exactly but if you took a map and drew a line from Florida through Georgia and up to Michigan that gives you an ides of the area that they service.
You're pretty much dead on. I checked their site and I found this (unfortunately that leaves me out):
- Ohio
- Florida
- Georgia
- Illinois
- Indiana
- Kentucky
- Michigan
- North Carolina
- Tennessee
- West Virginia
@coldfusion wrote:Can't tell you exactly but if you took a map and drew a line from Florida through Georgia and up to Michigan that gives you an ides of the area that they service.
That is a very apt description. I was going to list the states, but to better illustrate it, I made a map:
Edit: Oops, I got scooped while I made the map.
Ok somethings not right there. lol
I have PNC banks all over the place in Alabama.
What state are you in again?
Did you try filling out the PNC application to see if it would kick you out?
Ok scratch that I'm thinking PNC and not Fifth Third.
@Wavester64 have you ever considered Union Bank? They don't seem to be geo fenced.
There’s PNCs branches all over The place here in Alabama.
I got the card last Dec, and it was the last card of my 5 card spree. My score was 728 at the time of application and I was 6/12 at the time. I had no prior relationship and the credit card is my only product with them. I got a $5K SL and I just hit the minimum 6 month wait time for a CLI and they gave me $3K to get me to $8K last week, so it will grow. It was an instant SP CLI. It’s a nice card. We‘ve used it exclusively for 4% gas and 3% restaurants (unless in the 5% Discover quarter or a BBVA targeted offer). There’s a $25 min redemption, but that’s never bothered me because I save up cash back anyway.
They have some offers for restaurants, Starbucks, ADT, etc that are 10% up to certain amount pretty regularly.
I got the card last Dec, and it was the last card of my 5 card spree. My score was 728 at the time of application and I was 6/12 at the time. I had no prior relationship and the credit card is my only product with them. I got a $5K SL and I just hit the minimum 6 month wait time for a CLI and they gave me $3K to get me to $8K last week, so it will grow. It was an instant SP CLI. It’s a nice card. We‘ve used it exclusively for 4% gas and 3% restaurants (unless in the 5% Discover quarter or a BBVA targeted offer). There’s a $25 min redemption, but that’s never bothered me because I save up cash back anyway.
They have some offers for restaurants, Starbucks, ADT, etc that are 10% up to certain amount pretty regularly.
@Gmood1 wrote:
Ok somethings not right there. lol
I have PNC banks all over the place in Alabama.
What state are you in again?
Did you try filling out the PNC application to see if it would kick you out?
Ok scratch that I'm thinking PNC and not Fifth Third.
@Wavester64 have you ever considered Union Bank? They don't seem to be geo fenced.
Do they offer a good credit product? 🙂