cancel
Showing results for 
Search instead for 
Did you mean: 

What are the notoriously hardest to get approved for No Annual Fee credit cards?

tag
youdontkillmoney
Valued Contributor

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?

I don't qualify for UNFCU membership, unfortunately: https://www.unfcu.org/who-can-join/

Message 31 of 47
youdontkillmoney
Valued Contributor

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?

RE: Zero interst in the Answers... Complete obsession as to Why OP is asking the question! 

 

Just want to see if there are CCs whose value I am missing out there.

Message 32 of 47
youdontkillmoney
Valued Contributor

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?

Anyway thanks everyone for your thoughts.

Your responses made me realize I pretty much receive the "value" I need from the "select" CCs I already have and there's nothing really I am missing out there in the CC world which are accessible to me.

Message 33 of 47
youdontkillmoney
Valued Contributor

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?

RE: "Casino markers, that’s a new one in a sig......I’ll pass on those."

 

I just put those casino "credit" lines on my sig in case other members here have a question on how those work, do they pull your credit etc etc

Message 34 of 47
mikesonthemend
Valued Contributor

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?

Good on you!

 

I am not in your stratosphere, yet I am replying... lol

 


@youdontkillmoney wrote:

Just want to see if there are CCs whose value I am missing out there.


I imagine there is not.

 

I pinch pennies, haha, so cash back cards are great for me. I prefer cards theat reduce my monthly spend. That doesn't appear to be your game.

 

I can't wait to see what you decide on, and to learn the reasons why.

 

Happy hunting!




Living through Darwinism is so much worse than learning about about it in school.
Message 35 of 47
Lucifer
Frequent Contributor

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?

I have asked myself the same question as what the OP posted.

 

I will be the first to admit in some ways my motive is purely shallow.    

 

 

Stay Liquid My Friends...


Starting Score: F8 3xx
Current Score: F8 800+
Goal Score: F8 800


Take the myFICO Fitness Challenge



Message 36 of 47
MyDataMyChoice
Valued Contributor

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?


@youdontkillmoney wrote:

I don

t ualify for UNFCU membership, unfortunately: https://www.unfcu.org/who-can-join/


Yes you do!

 

You can join 

https://www.unfcu.org/UNA-USA/

 

https://unausa.org/

 

It is $25 for an intro membership non-profit





Message 37 of 47
Anonymous
Not applicable

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?

No advice. Just wanted to wish you Happy Hunting. 🥳🥳🥳
Message 38 of 47
UpperNwGuy
Valued Contributor

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?


@youdontkillmoney wrote:

I don't qualify for UNFCU membership, unfortunately: https://www.unfcu.org/who-can-join/


Yes, you do qualify.  All you have to do is join the UN Association of the USA.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 39 of 47
sarge12
Senior Contributor

Re: What are the notoriously hardest to get approved for No Annual Fee credit cards?


@ChargedUp wrote:

I wonder how hard it is to get a "Duck" or "Beaver" card nowadays... Smiley Wink

 

https://www.myoccu.org/personal/credit-cards/beaver

 

OSU_Beaver_Card_Oregon_Community_Credit_Union_-_2019-04-19_18.02.52.png


Now if we are talking what is on the face of the card.....Carolina Gamecocks National Champions...would be ridiculously rare. As a Clemson Tiger fan, all my life, I could not resist that jab.

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 40 of 47
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.