What card is in my future....?

[Kratos-TM]

AMEX Blue Sky.....24K limit

Cap One Spark Business....30K limit

Cap One Best Buy.......4K limit

BOA Platinum Visa.... 30K limit (AU)

BOA Amex......5K limit (AU)

Discover.......8K limit (AU)

800 credit score.... 1% total uti.... 12 years of revolving history.... $150,000 income...

What should be the card I shoot for in the future?.....As you can see I'm AU on half of them, and although the Cap One Spark is on my personal report it's still technically a business card. So bottom line is I need another personal card to coincide with my Blue Sky. Something good......better yet, something great.....

[ezdoesit]

I think people might be able to help to better if you know what kind of card you would like travel, cash back?  Based on your scores and aaoa and util I would think you would qualify for whateever card you want.

[Kratos-TM]

I guess cash back. I know VERY LITTLE about CC's....heck my wife app'd for me the ones I got.

But it's time for me to learn what's out there, and get one "on my own" this time....

[Anonymous]

Cash back rarely pays as much as just applying for cards with large sign up bonuses, such as CSP and Barclays Arrival.  But if you want to get cash back on a regular basis, we need to know where you do must of your spending.  Various cards offer extra cash back on supermarkets, gas, bookstores, entertainment etc.

[myjourney]

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@jarroldharrell1 wrote:

AMEX Blue Sky.....24K limit

Cap One Spark Business....30K limit

Cap One Best Buy.......4K limit

BOA Platinum Visa.... 30K limit (AU)

BOA Amex......5K limit (AU)

Discover.......8K limit (AU)

800 credit score.... 1% total uti.... 12 years of revolving history.... $150,000 income...

What should be the card I shoot for in the future?.....As you can see I'm AU on half of them, and although the Cap One Spark is on my personal report it's still technically a business card. So bottom line is I need another personal card to coincide with my Blue Sky. Something good......better yet, something great.....

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Chase Ink business card and CSP

1 personal 1 business

[parakleet]

I would start by reading up on all of the different CCs that are out there. You just have to do a quick google search to read reviews about the "best" cards of the year and why they're so great, etc. Only you can decide what the best card will be for your lifestyle. It sounds like with your credit profile, you'd be able to have your pick of the lot - so I'd recommend doing some research to figure out what you'd like from a CC.