What cards do soft pulls for CLI requests?

[Anonymous]

I know that AMEX will do soft pulls for CLIs, is there any others? I havent had any auto CLIs on my Citi, Discover or Chase cards in 6 months to a year, so i was thinking of requesting one, but dont want to add another hard inquiry to my report right now.

[masscredit]

Looking at your signiture, I know Discover and Cap 1 are SP. Some people push the Discover luv button like it's a video game   For Cap 1, you can request a CLI 6 months after you've received your last one. Judge it accordingly if your declined for an increase from them.

[crys12065]

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@Anonymous wrote:

I know that AMEX will do soft pulls for CLIs, is there any others? I havent had any auto CLIs on my Citi, Discover or Chase cards in 6 months to a year, so i was thinking of requesting one, but dont want to add another hard inquiry to my report right now.

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Out of those 3 I believe Discover is the only one that does SP for CLI's.  But I will let others chime in about Citi and Chase as I don't have those cards.

[BigBS]

Citi also does SP CLIs every 6 months.

[FinStar]

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@crys12065 wrote:

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@Anonymous wrote:

I know that AMEX will do soft pulls for CLIs, is there any others? I havent had any auto CLIs on my Citi, Discover or Chase cards in 6 months to a year, so i was thinking of requesting one, but dont want to add another hard inquiry to my report right now.

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Out of those 3 I believe Discover is the only one that does SP for CLI's.  But I will let others chime in about Citi and Chase as I don't have those cards.

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Chase is HP for any customer-initiated CLI requests OP.  Citi can be SP if the following language appears on your account when requesting a CLI.  Otherwise, it will be HP (or if you request more once the SP CLI is approved).

[Anonymous]

Citi, Amex, Cap1, Disco, BoA, Sync all SP so far for me.. Chase is a HP, maybe two of them...

[Anonymous]

They all do SP if it is an auto CLI.

The ones I know of where you can request are:
-Wells Fargo by calling a credit analyst every six months. You need to specifically ask if a SP offer is available.
-Capital One every six months you can request online
- Navy Federal has always been a SP for me but it seems like most on the Navy thread get a hardpull (I only ask about once every 2 years though)
-Bank of America online
-Citi online
-PenFed if in “your offers”
-US Bank if the CLI is less than 1500 and done via CA (correct me if I’m wrong on this)
-Discover
-WSECU
-First National Bank of Omaha by calling in and asking for an offer
-Synchrony
-Union Bank by calling in and asking if an offer is available after one year
-Banner Bank can call in every 12 months or Visit Branch

[Anonymous]

Citi is a soft pull says so right on the credit limit increase disclaimer. I did it tonight got an increase of 2K. No hard pull on my CB. Discover is also a soft pull but I am not sure about Chase.

[pinkandgrey]

Cap 1, Citi, and Disco for the cards you already have. 

[Anonymous]

The last CLI i had from CapOne was a year ago so i pulled the trigger and was denied because for some reason they are using 3 month old data, which is before i did some major cleanup on my report and boosted my score. 

Discover was approved for $300. Yay i guess? 

Citi for some reason dosent have the CLI request on thier website, but it is on the app, which i did and it gave an option to continue as a soft pull and would ask if they wanted to do a hard pull, and then denied for unexplained reasons, which i assume is the same reason as cap1. So i guess ill garden for the next 6 months and try again later.