What do I do?

[Anonymous]

You may be able to get an amazon or a Walmart card. Try that.

[kroberts67]

If you just closed an account last month, you might wait until the last statement reports (assuming it is now a zero balance).

[Anonymous]

Yes it is now at a zero balance and another question someone said to try a store card? Should I try best buy? or target? or do capital one secured?

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@kroberts67 wrote:

If you just closed an account last month, you might wait until the last statement reports (assuming it is now a zero balance).

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[Anonymous]

cap1 secured.....this may help you with another CAP1 card later on

[Anonymous]

Well, i got approved for a capital one secured credit card!!! I am absolutely so happy about this. Thank you everyone for the help. Definitely excited to build my credit.

[Anonymous]

Good news!  

[Anonymous]

http://ficoforums.myfico.com/t5/Credit-Cards/Secured-cards-my-experience/m-p/3696888

I reviewed the 5 secured cards I used to build with. I started with low 500 scores and sit in the mid 7s a year later (there were no positive accounts and 7 collections to begin with)

Feel free to ask questions in the thread or PM me if you have specific questions about the cards.

[kroberts67]

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@Anonymous wrote:

Well, i got approved for a capital one secured credit card!!! I am absolutely so happy about this. Thank you everyone for the help. Definitely excited to build my credit.

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That's great news, congrats!  Build on that and don't go apping, you don't want too many new accts or inquiries (Cap One usually pulls all 3 so you prob have 3 new inq's).  I saw you ask about store cards, if/when you so, only app for a store you shop at.  

[Anonymous]

Congratulations on your Cap1 Secured card.  As others have said, you will not qualify for the Apple Rewards card.  I do not know about the loan.  

In my opinion, and feel free to disregard it if you must, unless you make a nice income and can afford the Macbook in cash, you should look around for something cheaper.  You can get a $300-$500 laptop off of Amazon that will work well enough for you through college.  Focus on building up your scores, starting with the Capital One Secured, moving on to unsecured cards once that card graduates.  Save up your money and don't put yourself further into the hole by buying a $1,000+ laptop just to have the name brand if you can't afford it at the moment.

[Anonymous]

I hope that before you got approved for the secured card that you tried the capital one prequalify link. Of a card came up, you should have applied for it. You still can apply for one more card within 30 days.