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Re: What is the biggest limit you have closed?
The accounts I've closed or tried to were with issuers where I had other cards so I move most of the CL to other cards before I close them.
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
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Re: What is the biggest limit you have closed?
I have closed a $6500 Chase, $10000 Amazon Store card and a NPSL Platinum Amex Business.
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Re: What is the biggest limit you have closed?
30k Venture X










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Re: What is the biggest limit you have closed?
$1000.
It was a fee harvester.
5% Amazon: Chase Prime VS 15k
3% grocery and streaming: Cap1 Savor 2500
2% catch all: NFCU CashRewards+ 13k, USB Smartly 2k
Sock Drawer: Jovia Elite 25k, Suncoast CU 20k, Lowe’s 35k,
Barclays AAdvantage Aviator Red 3k, CreditOne 1k
^^^Fico8 scores as of Dec ‘24
Total Revolving CL: $126,900

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Re: What is the biggest limit you have closed?
I closed a $30K Citi card in the early 2000s (and son, that was real money then, you could buy a house for that. Well, in certain places)
And Amex helpfully closed a $50K card
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Re: What is the biggest limit you have closed?
$25k
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Re: What is the biggest limit you have closed?
Last fall Synchrony apparently had to make quarterly numbers so they simultaneously canned $74k across four tradelines, including a $35k Lowe's that had been open a whopping five days. I've only closed two cards myself--Amex Amazon Biz and Chase Disney Visa--but reallocated as much as possible beforehand.
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Re: What is the biggest limit you have closed?
Barclays "Luxury Card"...50k....what a joke of a card for that annual fee. Too many better options out there.
P.S. The largest transaction I could do at a time was 10k....the CSR said to do multiple transactions...WTH ....
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Re: What is the biggest limit you have closed?
@Spotsy wrote:Barclays "Luxury Card"...50k....what a joke of a card for that annual fee. Too many better options out there.
P.S. The largest transaction I could do at a time was 10k....the CSR said to do multiple transactions...WTH ....
"WTH"... 🤣 😂
this is exactly what I was thinking.
A Chase card with a $9.6K limit... this was before I discovered they may allow a transfer of a portions of one's credit limits from one card to another. 🤷 😅
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Re: What is the biggest limit you have closed?
40K.....BMO Diners Club.....they pissed me off.....
