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So here is my two cents on this subject. If you enjoy collecting cards as some do on this forum I say go for it. It can be a fun game. That is as long as you are not using most of those cards, u r not paying AF and you have no major purchases coming up in the future ie: mortgage. The people who get in trouble are those who over extend, can't keep track of what they owe and then get hopelessly in debt. So have fun but be careful.
It's called an infallible AAoA. What are you a noob here or something?
OP never said it was a problem. They want to apply for more lol. I think the title was more of a rhetorical question if you didnt understand that.