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What is your favorite card and why?

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Anonymous
Not applicable

Re: What is your favorite card and why?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:
Which card is your favorite and why? Is it simply the design of the card, the reward opportunities, the elite aspect?

Just curious what everyone's fave is & why Smiley Happy

I don't have many major cards, but I love my Freedom UL which is what I use on a daily basis. I also like my Amex BCE, but it take forever for things to post to my account, plus I'm not a fan of the plastic looking design lol

 

 


I like what they are going for with the clear card, but I think they could have done a little better job on the look of the clear.


Yes, I agree. Maybe make the clear look a little better.

Message 41 of 73
Anonymous
Not applicable

Re: What is your favorite card and why?

I'm guessing they added some of the sparkly stuff to make scratches less noticable... If it was a completely clear, smooth finish(while pretty when new) it would look much worse much quicker in my opinion. My beef is the overall feel of the card feels cheap imo.
Message 42 of 73
Anonymous
Not applicable

Re: What is your favorite card and why?


@Anonymous wrote:
I'm guessing they added some of the sparkly stuff to make scratches less noticable... If it was a completely clear, smooth finish(while pretty when new) it would look much worse much quicker in my opinion. My beef is the overall feel of the card feels cheap imo.

Exactly. I just got my card in July and scratches are already noticeable on my new card. I haven't even used it much.

Message 43 of 73
Journeygod
Regular Contributor

Re: What is your favorite card and why?


@Anonymous wrote:
Which card is your favorite and why? Is it simply the design of the card, the reward opportunities, the elite aspect?

Just curious what everyone's fave is & why Smiley Happy

The card that gives me the biggest CL.

 

Right now it's United Mileage $33,000.00

Message 44 of 73
George2037
Regular Contributor

Re: What is your favorite card and why?

My Discover It is my daily card and hands down my favorite.

Message 45 of 73
Anonymous
Not applicable

Re: What is your favorite card and why?

1) BCP.  6% Groceries.  5% Travel.  3% Gas. 2) Amex Platinum  3) Discover Card

Message 46 of 73
Anonymous
Not applicable

Re: What is your favorite card and why?

I'd have to say Discover for the following reasons:

 

1) they gave me my first 5000 SL. 

2) I seem to be able to use their 5% catagories with no problem.

3) I scored nearly 300 bucks thanks to double cashback which to me is as good as, if not better than, a bonus in many situations.

4)I really don't mind calling customer service.

5) I love the website and shopping portal.

6) I've had the cad a year and 3 months and I've gone from 6k Sl to a 20k CL with no hits to my credit score.

7) I like the ability to change the looks of the card just because I get bored with the design. 

 

Simply put...I feel like I make money with this card.

Message 47 of 73
galahad15
Valued Contributor

Re: What is your favorite card and why?

I have a favorite card for every potential category, but the one I count as the crown jewel of sorts in my current collection if you will is my BoA Cash Rewards card.  The reason is because it has a 9.99% fixed interest rate for purchases and BT plus being a rewards card, and I get recurring 0% BT promo offers all the time from BoA for it.  It originally started out as a BoA Platinum Plus with WorldPoints rewards that I first received in 2007, BoA later upgraded it to a Cash Rewards WMC in 2014.  It has been my last and only single-digit, fixed-rate rate card to survive and emerge unscathed from CARD Act, since all the others were either closed down or RJ'd by the issuers.  It has been over 9 years and counting now, and the rate is still fixed. 

 

I know that technically people may be able to get even lower fixed rates now from CUs, which is definitely also awesome. For me IME though, since fixed-APR bank credit cards are an extremely endangered and/or nearly extinct species atm lol, the relative strength and stability of a fixed-rate credit card below 10% with rewards cannot be matched by any of my other cards in my collection, in mho.


Former cards:
DMB Titanium MC @ 90-day, 0% grace period | $4k BEFCU MC @ 5.49% F | $21.9k Citi DPR @ 5.99% F | Chase Platinum MC @ Prime+1.67%
Message 48 of 73
Lymin
New Contributor

Re: What is your favorite card and why?

I have 2 faves. I swipe the most with my Amex ED. I love the bonus from 20 swipes, I pay all my bills with it. I earn with ease, it gets all my day to day spending. Plus it is a beautiful card.

The only other card in my wallet is my CSP. I dine out frequently and use Uber/ Air BnB often enough. It is a treat to get points on that. This is also a beautiful card that I am happy to swipe.

Gardening since 8/13/2016

Message 49 of 73
SunriseEarth
Moderator Emeritus

Re: What is your favorite card and why?

Sallie Mae.   Love the 5% on gas, groceries, and bookstores (Amazon).   Rewards post quickly, and it doesn't take long to hit the redemption threshold.   I also have a pretty good APR (10.24%) and a nice CL.   I'm very happy with it.

 

 



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 50 of 73
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