Re: What're my chances of getting approved for a d... - Page 2 - myFICO® Forums

Anonymous · ‎03-14-2018

Discover is a good starter card. When I applied, I was barely in the 700s. I think it was about 708 for EX. I was receiving discover mailers weekly, and they all had set APRs. It started with the plain white envelopes, the colorful ones, then they sent a shiny silver one. I had to apply after getting that one. I had a non-rewards credit card from a CU for 9 months before I got the discover. I think you have a good chance with 6 months of credit history.

Anonymous · ‎03-15-2018

was a year considered too old? do discover tend to like thin credit files/short credit histories?

Remedios · ‎03-15-2018

If you have a pre approval, your chances are great. If you want it, just go for it.

Anonymous · ‎03-15-2018

well??

Anonymous · ‎03-15-2018

Like everyone says go for it Disco is very friendly with students and is willing to be the first CC. You got preapproval with a firm APR. Odds can't go much higher than that friend. Very high chances but of course nothing is guaranteed.

joltdude · ‎03-15-2018

@Anonymouswrote:
Like everyone says go for it Disco is very friendly with students and is willing to be the first CC. You got preapproval with a firm APR. Odds can't go much higher than that friend. Very high chances but of course nothing is guaranteed.

Yes.. Discover likes thin and clean credit profiles. Have you apped yet?