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What's Your Favorite Gas Card?

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CreditCuriosity
Moderator Emeritus

Re: What's Your Favorite Gas Card?

Duck unlimited used at costco gas or costco card used at costco or right now Freedom for quarter even better at costco.. all solid card and I horde them all Smiley Tongue

 

They recently expanded another 12 or 16 pumps at costco near my work..Place use to be crazy busy now with more pumps usually only 1 or 2 cars in front of you and only 1.5 miles from my office.  works out perfect whenever i just stop by during lunch while at the office weekly.

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 41 of 71
KJinNC
Valued Contributor

Re: What's Your Favorite Gas Card?

Is DU 5% at Costco and Sam's? It doesn't code as "warehouse store" and get counted as non-category spend? Asking For A Friend. Smiley Wink



FICO Resilience Index: 64. Cards: 5/24, 2/12, 2/6. Accounts including loans: 8/24, 4/12, 3/6. Card CLs total $213,900, or $240,400 including the AU card. Cards (oldest to newest)

Authorized user / Corporate / Auto loans / Personal loan
Message 42 of 71
CreditCuriosity
Moderator Emeritus

Re: What's Your Favorite Gas Card?


@KJinNC wrote:

Is DU 5% at Costco and Sam's? It doesn't code as "warehouse store" and get counted as non-category spend? Asking For A Friend. Smiley Wink


5% certainly at costco, not sure about sam's.  I have it and get 5% back at costo.. Great for convient stores as well inside for anything from chips to beer Smiley Happy

08 Scores - TU: 839 - EXP:839 - EQ:838
Message 43 of 71
Green456
Established Contributor

Re: What's Your Favorite Gas Card?

Fort Knox Federal Credit Union 5% cash back. No AF.

Message 44 of 71
Anonymous
Not applicable

Re: What's Your Favorite Gas Card?


@ridgebackpilot wrote:

I'm wondering if I should get a gas card from Chevron, Shell, Texaco, Union 76, or one of the other big oil companies?

 

Currently I don't have any of these cards and use either my AMEX BCE for gas (3% cash back) or my Discover IT card (5% cash back in certain quarters). I apped for the Ducks Unlimited card (5% cash back) but was denied for too many inquiries.

 

 

 

Are the cash back cards are the best bet for gas purchases? Or are the benefits of some oil company cards attractive enough to warrant getting them?

 

For example, I see Shell is offering a SUB on its Fuel Rewards MC that pays $0.30 off per gallon for the first 5 tanks by the end of June. After that, the discount is $0.10 per gallon on every fill. Shell's MC is issued by Citibank. Chevron's Techron Advantage VISA card pays $0.20 off each gallon at Chevron and Texaco stations for the first 90 days, after which the discount falls to between $0.03 and $0.20 per gallon, depending on your non-gas spending. Chevron's cards are issued by Synchrony Bank, about which I've read mixed reviews... What do you think?

 


I use the 5% rotating categories from Chase Freedom and DISCOVER IT, and if not available,  my PNC Cash Rewards card for 4% for the first $8000/yr. But recently, Wells Propel offered 15% back for up to $40 in rewards in June. I filled up several times and got the rest on gas cards. $40 for June. Then they offered 10% cash back up to $40 in rewards in July, so I bought $400 in gas cards. In August, 10% back, up to $40 in rewards, one purchase only. Bought $400 in cards, another $40 in rewards. That's on top of the 3% on gas purchases, so it was $52 back for each $400 in purchases. I still have about $600 in gas cards, and the gas station chain typically is one of the lowest priced gas stations in the area. So it was a nice $150 back for gas.

Message 45 of 71
AverageJoesCredit
Legendary Contributor

Re: What's Your Favorite Gas Card?

Discover Chrome Smiley Happy 2% , double cash back year 1Smiley Happy
Message 46 of 71
Andypanda
Established Contributor

Re: What's Your Favorite Gas Card?


@KJinNC wrote:

From Costco's Web site:

https://www.costco.com/executive-rewards.html

 

In the U.S., Rewards are not calculated: (i) on purchases of cigarettes or tobacco-related products, gasoline, Costco Shop Cards, postage stamps, alcoholic beverages in certain states (including Alabama, Connecticut, Georgia, Kentucky, Michigan, Ohio, and Tennessee), and at food courts; (ii) on membership fees; (iii) on purchases not recorded through Costco’s front-end registers and transactions done on or through websites not hosted by Costco even if accessed through Costco.com, including all business, consumer, and insurance services, the Online Photo Center, and the My Publisher website; (iv) on miscellaneous fees, deposits and taxes, including sales tax and shipping; (v) where prohibited by law or regulation; (vi) on purchases made by anyone other than the account’s Primary or Primary Household Cardholder; (vii) on travel purchases: surcharges, gratuities, trip protection, travel purchased through a third party, upgrades, rental car equipment, resort charges and port charges; and (viii) on certain other categories as determined at Costco’s discretion, which may change without notice.


That is regarding  2% executive membership rebate, not for the cash back from using the Costco visa.2DBFA65E-48E9-4E16-BC6F-35B315D0ADBF.png

Message 47 of 71
MyFault
Valued Contributor

Re: What's Your Favorite Gas Card?

The Fort Knox Federal Credit Union Platinum Visa has 5% cash back with no cap. I don't have a specific gas card, however if i wanted one this is the route i think i'd go.

 

https://www.fortknoxfcu.org/visa.html

 







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Message 48 of 71
AverageJoesCredit
Legendary Contributor

Re: What's Your Favorite Gas Card?

Id luv to get the Fort Knox but ive heard its quite hard to get...inSmiley Wink
Message 49 of 71
wasCB14
Super Contributor

Re: What's Your Favorite Gas Card?


@AverageJoesCredit wrote:
Id luv to get the Fort Knox but ive heard its quite hard to get...inSmiley Wink

Getting into Fort Knox is easy. The bullion depository is the tricky bit.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 50 of 71
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