What’s the formula for getting CL increases?

[govtguy]

Hey guys, simple question here:

what is the best way to get CL increases? Is it about keeping income updated or using the card often? Asking every 6 months? Help me out! Thanks.

also, does anyone know how to put the credit cards and limits under your profile? I think that's cool. I'm new. 

[Horseshoez]

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@govtguy wrote:

Hey guys, simple question here:

what is the best way to get CL increases? Is it about keeping income updated or using the card often? Asking every 6 months? Help me out! Thanks.

also, does anyone know how to put the credit cards and limits under your profile? I think that's cool. I'm new. 

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There is no one size fits all formula; each financial institution is different.  Regarding your signature, until you have been around for a while and made some posts, you cannot set it up.  Once you reach the threshold for allowing you to update your signature, here's a guide on how to do it:

• https://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/m...

[govtguy]

Thanks for the insight!

[CYBERSAM]

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@govtguy wrote:

Hey guys, simple question here:

what is the best way to get CL increases? Is it about keeping income updated or using the card often? Asking every 6 months? Help me out! Thanks.

also, does anyone know how to put the credit cards and limits under your profile? I think that's cool. I'm new. 

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Your asking a very general question! So a general answer would be: Heavy usage and pay in full.

[Brian_Earl_Spilner]

1. Pay your bills

2. Keep low utilization

3. Apply for increases when you don't need it

4. ???

5. Profit

6. Make a thread on ficoforums to celebrate

[govtguy]

Simple and helpful. Thanks! 

[govtguy]

lol nice. Thanks for the advice!

[Anonymous]

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@Brian_Earl_Spilner wrote:

1. Pay your bills

2. Keep low utilization

3. Apply for increases when you don't need it

4. ???

5. Profit

6. Make a thread on ficoforums to celebrate

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I don't think step 4 is legal in most states.

[NoMoreE46]

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@govtguy wrote:

Hey guys, simple question here:

what is the best way to get CL increases? Is it about keeping income updated or using the card often? Asking every 6 months? Help me out! Thanks.

also, does anyone know how to put the credit cards and limits under your profile? I think that's cool. I'm new. 

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Welcome to My FICO.  In order

for one to add a signature,  one must achieve the rank of Member.   Keep reading and replying to posts you are interested in and you should rank up quite soon.

[govtguy]

understood. thank you!